cancel
Showing results for 
Search instead for 
Did you mean: 

Cap 1 credit steps CLI..

Highlighted
Regular Contributor

Cap 1 credit steps CLI..

Any way to bump the date up? The rep said it will be on my 7th statement which will be next month.

Message 1 of 12
11 REPLIES 11
Highlighted
Frequent Contributor

Re: Cap 1 credit steps CLI..

I don't think they will let you

Message 2 of 12
Highlighted
New Member

Re: Cap 1 credit steps CLI..

My credit steps went from 500 to 750 to 2250 in 12 months.  Not bad.

Message 3 of 12
Highlighted
Regular Contributor

Re: Cap 1 credit steps CLI..

Not bad at all Congrats!!

Message 4 of 12
Highlighted
Contributor

Re: Cap 1 credit steps CLI..


@DiabloArt wrote:

My credit steps went from 500 to 750 to 2250 in 12 months.  Not bad.



when did it go 2250 after the 750. how many months from the 750 to the cli 2250?

Message 5 of 12
Highlighted
Regular Contributor

Re: Cap 1 credit steps CLI..

If you only have one more month to wait, I wouldn't push it.  I was in the Credit Steps program and my limit was raised to $750 in the seventh month, then raised to $1,750 two months after that (automatic).  I was also sent a pre-approval offer for a rewards card that same month, and approved for $1,000 on that.

 

Good luck!


Starting Score: EQ 678 (8/10/11) -- TU 678 (8/10/11) -- EX Fako 639 (9/7/11)
Current Score: EQ 685 -- TU 686 -- EX 702 (lender pull)
Goal Score: At least 720 across the board by June 2012


Take the FICO Fitness Challenge
Message 6 of 12
Highlighted
New Member

Re: Cap 1 credit steps CLI..


@AlmostHome78 wrote:

If you only have one more month to wait, I wouldn't push it.  I was in the Credit Steps program and my limit was raised to $750 in the seventh month, then raised to $1,750 two months after that (automatic).  I was also sent a pre-approval offer for a rewards card that same month, and approved for $1,000 on that.

 

Good luck!



I had an inital $300 and then my limit was raised to $500 on the 7th month (which was last month). I knew this was going to happen because Capital One sent me an e-document before my first statement even arrived. Did you receive one for the first and/or second CLI? or were they completely random/unknown to you?

----------------------
TU: 620 (03/13)
Chase Auto Loan $20k (05/12)
Discover It $1500 (03/13) / Amazon GE $1000 (02/13) / Wal-Mart GE $800 (01/13) / Chevron GE $600 (12/12) / Old Navy GE $300 (10/12) / Best Buy Cap1 $500 (11/11) / HSBC Platinum (Cap1) $500 (08/11) / Capital One Journey $500 (02/11)
Message 7 of 12
Highlighted
Regular Contributor

Re: Cap 1 credit steps CLI..

I remember receiving a letter in the mail regarding the first increase to $750.  I didn't know I was going to receive the second increase to $1,750, but noticed I had a "document" waiting to be viewed when I signed into my account online.  That's when I saw the CLI.  I had used the card heavily and tended to pay it off (or nearly off) twice per month.  What's your usage like? 


Starting Score: EQ 678 (8/10/11) -- TU 678 (8/10/11) -- EX Fako 639 (9/7/11)
Current Score: EQ 685 -- TU 686 -- EX 702 (lender pull)
Goal Score: At least 720 across the board by June 2012


Take the FICO Fitness Challenge
Message 8 of 12
Highlighted
New Member

Re: Cap 1 credit steps CLI..


@AlmostHome78 wrote:

I remember receiving a letter in the mail regarding the first increase to $750.  I didn't know I was going to receive the second increase to $1,750, but noticed I had a "document" waiting to be viewed when I signed into my account online.  That's when I saw the CLI.  I had used the card heavily and tended to pay it off (or nearly off) twice per month.  What's your usage like? 



Hmm, okay. Thanks!

 

UTL on my secured WF was at 100% due to WF telling me they were going to unsecure and pay off my balance. They never did and I kinda got stuck with that. I just closed that one out a few days ago. It'll probably screw with my AOOA since it's my oldest TL, but I'm happy to stop doing business with scum WF.

 

On my Cap1 opened in Feb I have heavy usage, maxing out and sending payments out before statements. Carry about $50ish a month, PIF a few times. 

----------------------
TU: 620 (03/13)
Chase Auto Loan $20k (05/12)
Discover It $1500 (03/13) / Amazon GE $1000 (02/13) / Wal-Mart GE $800 (01/13) / Chevron GE $600 (12/12) / Old Navy GE $300 (10/12) / Best Buy Cap1 $500 (11/11) / HSBC Platinum (Cap1) $500 (08/11) / Capital One Journey $500 (02/11)
Message 9 of 12
Highlighted
New Member

Re: Cap 1 credit steps CLI..

went to 750 month 7 and 2250 in month 11

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.