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Cap 1 quicksilver one

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Valued Contributor

Re: Cap 1 quicksilver one

What is your current utilization?  If you are looking for a high limit card with Capital One it would be the Venture, but without us knowing your actual scores and etc, it is really hard to advise.

 

 

Barclay Reward MC 750|Cabela's 1k|Capital One QS1 3.4k|
|Sony Card 3.5k|
Message 11 of 34
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Contributor

Re: Cap 1 quicksilver one

Ifs about 19 or 20%

Message 12 of 34
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Super Contributor

Re: Cap 1 quicksilver one

Penfed could be a good choice as they have some cards with attractive BT offers and give large limits if the profile supports it. And with a 15k citi card I'm thinking it does
Message 13 of 34
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Contributor

Re: Cap 1 quicksilver one

What penfed cards are most recommended here? 

Message 14 of 34
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Super Contributor

Re: Cap 1 quicksilver one

gauging from your overall situation, you want a balance transfer card that is going ease up on fees and have a good intro time from I take. 

 

PenFed pulls Equifax, if your EQ is 680 you are good, if you are even at 660's to 670 with clean report you have a good chance. 

 

the promise visa offers no fee balance transfer ever and they are always running a 4.9% no fee transfer for 12 month deal. they also give nice limits and their overall aprs are lower than main banks. 

 

penfed visa gold offers a 0% 12 month bt offer with 3% fee and totes a no cash advance fee and low apr which could still be near 17% for borderline good credit approval. 

 

see if the promise low apr of 4.9% no fee for transfer out weighs the fee you would pay on the gold visa. 

Message 15 of 34
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Established Contributor

Re: Cap 1 quicksilver one

With all those cards and u don't have ur fico score beside from credit karma? Barclay gives TU... Amex gives experian

Message 16 of 34
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Super Contributor

Re: Cap 1 quicksilver one

true, op look around on a disco statement or on a citi card site for their EQ score given to card members. that can help out a lot in your next step and wont cost you anything, 

Message 17 of 34
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Contributor

Re: Cap 1 quicksilver one

Citi says 692 and discover 712. Both are from last month.
Message 18 of 34
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Super Contributor

Re: Cap 1 quicksilver one

i think you are good for penfed. go to their site and see if it appeals to you. 

Message 19 of 34
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Valued Contributor

Re: Cap 1 quicksilver one

I was approved for a QS One about a year ago with a $1,000 limit, and I couldn't get hardly anything, so you should easily be approved. 

USAA Limitless
NavyFed AMEX
AMEX Blue Business Preferred

DiscoverIT 5%
Empower FCU Platinum
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