Cap 1 quicksilver one

[Anonymous]

Amex says fico is 698

[Anonymous]

Are all penfed cards the same as far as credit lines or are some of their cards more generous?

[Anonymous]

OP, I saw you mention something about wanting a $10K CL as a starting limit on a QS1.

I honestly, honestly don't think that'll happen.  I'm not sure QS1s go up that high at all.  That kind of a CL is for Cap One's higher tier products (QS, Venture, VentureOne), and the QS1 isn't a higher tier product.  None of their MasterCards are.

[Anonymous]

Thanks to everyone on this forum for the great advice. Due to the fraud alert, Cap one wanted me to send them a copy of my id etc etc I called PenFed this Am and got approved for a 10k loc with the 0% and just the 3% fee to transfer. I plan on paying this off within the next six months, so that route was cheaper for me. I appreciate all your help and advise on this!

[ddemari]

yay!! im so glad you went with PenFed. they are great and can meet all types of future products you might need down the road. 

[Anonymous]

I've been a lobbyist for credit unions for over a decade. I really should be going with a CU anyway

[UncleB]

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@Anonymous wrote:

I've been a lobbyist for credit unions for over a decade. I really should be going with a CU anyway

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Congrats, it sounds like you ended up in the right place! 

[RonM21]

Congrats and good choice on PenFed.

[Anonymous]

Out of curiosity. How is penfed with auto cli? I've put 9,000 on the card and will pay off my $15,000 0% Barclays balance first then this card. I plan to pay off the penfed card within the 12 months of 0%.
During these 12 months I'll be gardening and was curious to know how generous penfed or any of the other lenders I have credit cards from are with auto cli..
Thanks in advance!

[Anonymous]

Anyone?