Cap One 0% expiring soon. What 2 do?

Outdoorstech1 · ‎04-03-2015

My Cap One Promotional 0% is expiring in May on my Quicksilver card. My New APR can be found in my June statement. Has anyone been able to ask to keep the 0%? Or recon a lower interest rate once i find ou tmy new interest rae? Just curious.

mossmanb5 · ‎04-03-2015

congrats

72 cards and done 312,800 in available credit
0.5% uti / 2.2 aaoa
eq 698 / ex 712 / tu 729

inqs= eq 48 / ex 35 / tu 15

Anonymous · ‎04-03-2015

@mossmanb5 wrote:
congrats

Congratulate for 0% APR gonna expire? LOL.

You can always call and ask for reduction.

uswala · ‎04-03-2015

@Anonymous wrote:
@mossmanb5 wrote:
congrats
Congratulate for 0% APR gonna expire? LOL.

You can always call and ask for reduction.

The best thing is to call them and ask them directly. If they say no, then contact EO

TRC_WA · ‎04-03-2015

Congrats... thanks for sharing.

May you continue to have great success in the world of credit cards.

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24

Anonymous · ‎04-03-2015

@mossmanb5 wrote:
congrats

Classic.

Imperfectfuture · ‎04-04-2015

I just paid mine off, though I had till may. Plenty of other 0% in my wallet.

Signature needs updating

mmmlive1999 · ‎04-04-2015

Ask for the reduction,if your rate will be too high for your budget think about doing a balance transfer to Chase Slate.

Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: All 800's
Cap1 QS - $17k, Chase Southwest- $25k, Discover IT - $50k

Anonymous · ‎04-04-2015

Congrats.

What is the OP really asking? Do you have a high balance riding?