Cap One Credit Steps Increase

GlocksAndCredit · ‎02-22-2013

Crapital One increased my CL from 300 to 500 with the Credit Steps program. *twirls finger in air* Still remains in the SD. By the sounds of everyone on the Forum, i'll never see a CLI again!

CSP $9500, CapitalOne VentureOne Sig Visa $8000 Chase Freedom Sig Visa $5000, Citi ThankYou Preferred Sig Visa $5000, Amazon Store Card $5000, Discover IT $4800, CapitalOne Quick Silver MasterCard $4000, Fidelity AMEX $4000, Sallie Mae Mastercard $3300, Hilton Honors Sig Visa $3300, Citi Double Cash $2700, SunTrust Cash Rewards $2500, Citi Simplicity Visa $2300, AMEX BCE $2000, AMEX Everyday $2000, AMEX Delta SkyMiles $2000, Amazon Reward Visa $1800, BP VIsa $1800, Barclays Apple Visa $1700, Suncoast FCU $1000, Target REDCard $900

Current Scores: EQ 727 (Fico), EX 735 (Fico) **In the Garden unti....forever.

somotao · ‎02-22-2013

After my increase from 500 to 750 through the capital one credit steps program. I waited a year then emailed the executive office and got my limit increased to 1500. I think you can do so in the future

Starting Score: 500s
Current Score: EQ: 708myFICO(7/15/17), TU: 721myFICO(7/15/17), EX: 701myFICO(7/15/17)
Goal Score: 750
Wallet: Discover IT $50300, Capital One Platinum $17000, Barclays Rewards $6700, Walmart $6000, Amazon Store Card $6000 Chase Sapphire Preferred $5000, Chase Sapphire Reserve $10000, Bank of America Cash Rewards $500. BestBuy $10000

myjourney · ‎02-22-2013

@collinsridge wrote:
Crapital One increased my CL from 300 to 500 with the Credit Steps program. *twirls finger in air* Still remains in the SD. By the sounds of everyone on the Forum, i'll never see a CLI again!

I had my accounts (1) 5 months (1) 6 months and they doubled both accounts.

One of my credit steps was only 1 month before so it never hurts to try, all you can get is a no or more $$$$$$$$$$$$$$$$$$$$$$$$$$

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?