Re: Cap One PC to Quicksilver from Platinum!

Pit-Smoker · ‎01-01-2020

Successful PC yesterday. Same rate, same CL ($750) but I'm out of the Platinum!

If anyone's been here and can say when next CLI might be, or when to ask, I'd appreciate it. I'm hoping to not be bucketed too badly.

I might also be interested in doing a balance Transfer... anyone used QS for that, or asked Cap One to raise their limit so they could do so? Success? Laughter?

Thank you!

Rebuilding is like smoking a brisket: it takes a lot of love, the right spice, and a ton of patience. You don't rush a brisket-- it goes low & slow. Sometimes, you need a crutch through the stall. In the end, the process matters.
2021 goals:
1) GARDEN until I app for Mortgage.
2) Pay Down overall revolving debt aggressively and accountably, to under 30%, including my HELOC.
3) Don't waste the gifted 0% time on the student loans.
4) Ultimately, refi the house at non-usury terms.

Anonymous · ‎01-01-2020

I have read different stories, some people have had success with requesting a CLI right after a PC. I recommend you wait a few days and request one.

AllZero · ‎01-01-2020

Congratulations on your upgrade!

Pit-Smoker · ‎01-01-2020

Thanks to you both! I appreciate the info, @ClassicMan

Rebuilding is like smoking a brisket: it takes a lot of love, the right spice, and a ton of patience. You don't rush a brisket-- it goes low & slow. Sometimes, you need a crutch through the stall. In the end, the process matters.
2021 goals:
1) GARDEN until I app for Mortgage.
2) Pay Down overall revolving debt aggressively and accountably, to under 30%, including my HELOC.
3) Don't waste the gifted 0% time on the student loans.
4) Ultimately, refi the house at non-usury terms.

ultimaterewardsguy357 · ‎01-01-2020

@Pit-Smoker Congratulations on your successful PC! I am hoping to PC my Cap One QS1 to QS in 5 months after 2 successful years with Cap One and hoping to PC my CapOne Platinum MC to a VR in 9 months. I have heard of being able to request a CLI at the time of asking for a PC and others have also mentioned waiting 6 months after PC to request a CLI.

How long were you with CapOne Platinum before you asked and got approved for a PC?

10/23/2023 [FICO Score 8] EX: 768 TU: 761 EQ: 777

Future Cards:

M_Smart007 · ‎01-01-2020

Congrats and Happy New Year!

3se7ens · ‎01-01-2020

I did the PC back in march after the 3rd statement. My CL remained at $300.
Then after the 4th statement they gave me $100 after my request for more.
I got my last CLI in June after the 6th statment...another $100. smh
So I guess I'm bucketed.
Anyway CONGRATS!!

As of 3/2022

EQ.-721 | TU.-731 | EX.-708

Top Cards:

AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800

Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000

Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Ficoproblems247 · ‎01-01-2020

I was able to PC my QS1 2 days after a CLI. Good luck with everything!

Capital One VentureOne | May '15 | $5,500

FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800

Anonymous · ‎01-01-2020

Congratulations on the PC!

Pit-Smoker · ‎01-01-2020

@ultimaterewardsguy357 wrote:
@Pit-Smoker Congratulations on your successful PC! I am hoping to PC my Cap One QS1 to QS in 5 months after 2 successful years with Cap One and hoping to PC my CapOne Platinum MC to a VR in 9 months. I have heard of being able to request a CLI at the time of asking for a PC and others have also mentioned waiting 6 months after PC to request a CLI.

How long were you with CapOne Platinum before you asked and got approved for a PC?

6-7 months, Ulti. I got the "5 but really 6 month" Good Behavior increase to $750 in early October, and just got the QS yesterday. That's... why I'm hoping I'm not bucketed too badly.

Rebuilding is like smoking a brisket: it takes a lot of love, the right spice, and a ton of patience. You don't rush a brisket-- it goes low & slow. Sometimes, you need a crutch through the stall. In the end, the process matters.
2021 goals:
1) GARDEN until I app for Mortgage.
2) Pay Down overall revolving debt aggressively and accountably, to under 30%, including my HELOC.
3) Don't waste the gifted 0% time on the student loans.
4) Ultimately, refi the house at non-usury terms.

Cap One PC to Quicksilver from Platinum!

Get your FICO® Score for free

Cap One PC to Quicksilver from Platinum!