Just got off the phone with a "Senior Analyst" from Cap One and got lots of information I want to share with y'all.
First, and I think this part is funny, she said that Cap One is a very conservative lender/conservative credit card and if you did a search, Cap One would likely be the first to pop up. (JFF I did this and Cap One didn't come up at all.) Anyway, she said that she thinks 99% of requests for CLI are declined.
Second, she said that many customers, including herself, have success with opening additional accounts. But the new card must reach the end of its introductory period before it can be "rolled in" with an older card. She also mentioned that people have up to 5 cards and the most that she's seen is 8 (some of those were business, some personal).
Finally, I asked which CB she thought would be pulled if I applied from AR and she said she's mostly seen EQ lately.
Oh, and I got a lower purchase rate out of it so I actually feel like it was a very productive call.
Now, I have to decide if I'm going to go for another card with them.
Filed Chapter 13 April 2012. Case successfully closed May 2017, about 1 month after 60th payment. FAKO scores on close date: TU 695 EQ 697. Received discharge July 11th - took forever! Real EX day of discharge 624.