@delaney1 wrote:
@kdm31091 wrote:
@pizza1 wrote:
@kdm31091 wrote:
@pizza1 wrote:I'm currently grocery shopping in Walmart and get a call from the fraud dept at Cap1 to let me know that my card "may be one of the card numbers" compromised in another major fraud security breach. Great... Just ....great. Cabelas , now cap1. They deactivated my card, (I had already used it twice today just fine), and was on my way to check out when I got the call. Used my Navy card instead.
They told me since the company had not yet gone public with the security breach, they themselves couldn't tell me, and were not at liberty to tell me which company it was. I'm thinking of going all cash from here on out. Having credit is becoming such a hassle to have! The fraud lady told me they are calling in excess of at least 10k cardholders right now. (Sighs)
Please do not take this offensively or anything but yes, the more credit you have, the more there is to manage. It makes a case for keeping the list of cards shorter and simpler.
This isn't about my available credit, it's about the ongoing security breaches that continue to happen in this country, and what a hassle it is for everyone involved with these breaches. Let's not turn this into a "personal thing" ok, I'm letting peeps know that they may or may not be getting a call if they have a cap1 card from fraud dept.
As far as fraud and credit, fraud exists with debit cards, too. Fraud exists everywhere. It's the world we live in. I still maintain that having your credit card hacked is probably the least worrisome of all fraud, since it's simple to fix. A debit hack, or other personal info, is much more complicated.
I agree
+1 Billion
I think this is just more evidence that one should have more than one card and diversify. If I were making a really large purchase, I'd be outta luck since my two high CL are both from Cap1. And as others have pointed it out, it would be worse if it were your debit card. And I've always lived by the old adage, "only carry as much cash that you can afford to lose," so I never have more than say $75-$100. It's just not worth it.
Sorry this happened to you OP. Hopefully it was caught in time with only a minor inconvenience for you.
@Anonymous wrote:
^^^ That's my bf right there!
@pizza1 wrote:I'm currently grocery shopping in Walmart and get a call from the fraud dept at Cap1 to let me know that my card "may be one of the card numbers" compromised in another major fraud security breach. Great... Just ....great. Cabelas , now cap1. They deactivated my card, (I had already used it twice today just fine), and was on my way to check out when I got the call. Used my Navy card instead.
They told me since the company had not yet gone public with the security breach, they themselves couldn't tell me, and were not at liberty to tell me which company it was. I'm thinking of going all cash from here on out. Having credit is becoming such a hassle to have! The fraud lady told me they are calling in excess of at least 10k cardholders right now. (Sighs)
also..was told that Cap1 just got the list of their CC's that "could have been comprised in the breach", early this morning. They dont know when the breach happened, they said it could have been 1 month ago, a few weeks or days ago.
So far, Ive not seen any fraudulent activity on my card, so they are replacing everyones card that they got in the list.
That's just marvelous.....So what do I do now? lol
@pizza1 wrote:
@kdm31091 wrote:
@pizza1 wrote:I'm currently grocery shopping in Walmart and get a call from the fraud dept at Cap1 to let me know that my card "may be one of the card numbers" compromised in another major fraud security breach. Great... Just ....great. Cabelas , now cap1. They deactivated my card, (I had already used it twice today just fine), and was on my way to check out when I got the call. Used my Navy card instead.
They told me since the company had not yet gone public with the security breach, they themselves couldn't tell me, and were not at liberty to tell me which company it was. I'm thinking of going all cash from here on out. Having credit is becoming such a hassle to have! The fraud lady told me they are calling in excess of at least 10k cardholders right now. (Sighs)
Please do not take this offensively or anything but yes, the more credit you have, the more there is to manage. It makes a case for keeping the list of cards shorter and simpler.
This isn't about my available credit, it's about the ongoing security breaches that continue to happen in this country, and what a hassle it is for everyone involved with these breaches. Let's not turn this into a "personal thing" ok, I'm letting peeps know that they may or may not be getting a call if they have a cap1 card from fraud dept.
I agree, There should be an automatic 20 yrs sentence for these crooks......With school shooting happening every other week it seems....(Mod Cut-Please keep this out of all conversations on myFico, thanks)
@bk510 wrote:
@pizza1 wrote:
@kdm31091 wrote:
@pizza1 wrote:I'm currently grocery shopping in Walmart and get a call from the fraud dept at Cap1 to let me know that my card "may be one of the card numbers" compromised in another major fraud security breach. Great... Just ....great. Cabelas , now cap1. They deactivated my card, (I had already used it twice today just fine), and was on my way to check out when I got the call. Used my Navy card instead.
They told me since the company had not yet gone public with the security breach, they themselves couldn't tell me, and were not at liberty to tell me which company it was. I'm thinking of going all cash from here on out. Having credit is becoming such a hassle to have! The fraud lady told me they are calling in excess of at least 10k cardholders right now. (Sighs)
Please do not take this offensively or anything but yes, the more credit you have, the more there is to manage. It makes a case for keeping the list of cards shorter and simpler.
This isn't about my available credit, it's about the ongoing security breaches that continue to happen in this country, and what a hassle it is for everyone involved with these breaches. Let's not turn this into a "personal thing" ok, I'm letting peeps know that they may or may not be getting a call if they have a cap1 card from fraud dept.
I agree, There should be an automatic 20 yrs sentence for these crooks......With school shooting happening every other week it seems...
BTW Pizza, How's that Cap1 combo working out for you?
I cant wait to get there myself....lol
@bk510 wrote:
@pizza1 wrote:
@kdm31091 wrote:
@pizza1 wrote:I'm currently grocery shopping in Walmart and get a call from the fraud dept at Cap1 to let me know that my card "may be one of the card numbers" compromised in another major fraud security breach. Great... Just ....great. Cabelas , now cap1. They deactivated my card, (I had already used it twice today just fine), and was on my way to check out when I got the call. Used my Navy card instead.
They told me since the company had not yet gone public with the security breach, they themselves couldn't tell me, and were not at liberty to tell me which company it was. I'm thinking of going all cash from here on out. Having credit is becoming such a hassle to have! The fraud lady told me they are calling in excess of at least 10k cardholders right now. (Sighs)
Please do not take this offensively or anything but yes, the more credit you have, the more there is to manage. It makes a case for keeping the list of cards shorter and simpler.
This isn't about my available credit, it's about the ongoing security breaches that continue to happen in this country, and what a hassle it is for everyone involved with these breaches. Let's not turn this into a "personal thing" ok, I'm letting peeps know that they may or may not be getting a call if they have a cap1 card from fraud dept.
I agree, There should be an automatic 20 yrs sentence for these crooks......With school shooting happening every other week it seems....
I hope you wouldn't stop there. Many of our corporations have violated every conceivable law out there and while they generally get hit with hefty fines, the fines are far and away below the profit they make from the bad deeds (like one corporation that was hit with a 700+ Million fine but the profit it made was over 8 Billion). And those who run the corporations rarely go to jail.
I'm not disagreeing with you here, just see a lot of people ready to throw citizens in jail for being crooks, but corporations you almost never see much complaining about that. Mostly momentary disgust and then forgiveness.
