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Oh... what are the eligibility criteria?
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Nice.
p- wrote:...Looks like I'll be calling backdoor recon soon....
Called the backdoor number. Rep said they don't do recons on CLI requests. Said that I should wait for the letter to arrive and read it. Wouldn't tell me anything else. Nice.
@p- wrote:Why yes, we do offer free cookies. Unfortunately, you are not eligible for a free cookie.
Oh... what are the eligibility criteria?
We appreciate your interest in our free cookies and use a variety of criteria to evaluate your eligibility. A letter will arrive in 7 to 10 days regarding your request for a cookie.
Alright... Has anyone actually ever received a free cookie?
Our free cookie program is very popular. Many people every day request a free cookie.
Nice.
hahahahahahahahahaha
EDIT: This made my day.
Thats the typical Capital One customer service / love. Had my card 4 years and recieved one auto cli. The other two times I tried they said wait for the letter in the mail.
@ssghandless wrote:What builder did you get? I was looking to move my builder up to Cash Rewards but I heard they will not do it without a HP?
They PCd me from regular platinum to cash rewards after 2 weeks of having an account, no HP. (Although that might have been since I'd only had it for 2 weeks, so my HPs were recent)
I just asked and they surprisingly said yes.
I had same experience yesterday. Chat representative assured me that it will be SP. Moreover I did not get any alert yet, if it will HP then I will shout load at them.
I have heard that is better to just apply for a new Cap1 account rather than try to maximize the current account. But I dont know if they would consider keeping the same AAOA on the new card though?
@ssghandless wrote:I have heard that is better to just apply for a new Cap1 account rather than try to maximize the current account. But I dont know if they would consider keeping the same AAOA on the new card though?
That is the key. The reason we like PC's are because they allow us to upgrade/change products without losing AAoA/history. With a new app you take a HP, lose AAoA and add a new TL. Many lenders allow PC's while avoiding all three of those FICO pitfalls.
CAP1 never gives a PC though. I have heard of only one.
@ssghandless wrote:CAP1 never gives a PC though. I have heard of only one.
There's actually quite a few success stories about Cap1 PCs on this forum. A lot more than I ever thought there would be based on the general opinion of them.