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To welcome friends and family from abroad, Capital One is offering a Cash Rewards No Hassles card to newcomers to the USA who would like to establish credit. Interest is a bit high, but if it's your first card... ummmm, "Welcome to the United States of America!!!"
I am a us citizen and I have this card. Anyone can apply for it. It is by far the best starter card out there. Cash back without and annual fee is a good deal with limited history.
In six months after getting this card I was able to get AMEX green
@Teasha wrote:
I'm interested in the card but am unable to find what the length of time or visa requirements are to qualify. I've been in the states for 14 years on athlete visas and have just received my greencard in the last year and now working. If anyone has any feedback that would be great. have more fico scores posted in my signature block
In my experience, bank does not care what visa you have, as long as you have SSN.
@Teasha wrote:
I'm interested in the card but am unable to find what the length of time or visa requirements are to qualify. I've been in the states for 14 years on athlete visas and have just received my greencard in the last year and now working. If anyone has any feedback that would be great. have more fico scores posted in my signature block
They don't care about your immigration status, as long as you have an SSN (or even an ITIN) you'll be fine to apply for it.
I don't mind my newcomers card, especially because of cash back with no annual fee, but Capital One is pretty stingy with CLI's. I got the bump up to 750.00 a month ago. I called in and asked if there was anything they could do because while my history was short I have always paid on time and in full for the past six months. I also ran about 1,500.00 per month through the card and just paid weekly. I know all the bs about them "being a conservative lender" yadda yadda, but if a person can charge the full limit of his/her credit card and keep paying it off immediately then a cli should not be out of the question.
I will only use the card for coffee from now on to show some usage each month. Aside from that everything gets charged to AMEX Green.
@espnjunkie wrote:I am a us citizen and I have this card. Anyone can apply for it. It is by far the best starter card out there. Cash back without and annual fee is a good deal with limited history.
In six months after getting this card I was able to get AMEX green
Sounds like a great alternative to secured cards for credit history builders