Logged in to the Cap1 app to pay down my cards and came across this
Never saw that before. It also doesn't show on my 4 month old Platinum which I converted to QS recently. I've been told that PCing the card won't change the credit steps increase that's due soon. Should note, I requested a CLI after the PC and was told it won't affect the upcoming CLI either. Now I'm starting to wonder....
@Anonymous wrote:Will you please share the navigation you took to get to this page? I cannot seem to find it on my cards. Thank you!
It's the app. I just logged in today and when I went to the card, it was there.
@EAJuggalo wrote:This is the Credit Steps program. Make your payments on time for the first six months and they'll raise your limit automatically. One time deal but the increase can be larger than what they tell you. Mine was a $300 card, told it would go to $500, went to $1500.
Yeah, I know. I made the thread because today was the first time I've ever seen it. Also, my QS was a platinum in credit steps that I converted at month 4. It doesn't show this. Everyone says it's still in credit steps after the PC, but not seeing this for that card is making me wonder if they changed some policies. I'll know for sure in July as that's when I was scheduled to have my CLI.
@Anonymous wrote:
@Anonymous wrote:Will you please share the navigation you took to get to this page? I cannot seem to find it on my cards. Thank you!
I just checked and I can not find this anywhere on my QS1. My fifth statement cut last month and no CLI. I was a bit worried, so I just did an online chat with CapOne and they confirmed I was enrolled in credit steps (I honestly wasn't sure if I was because I never received an email about it like most people seem to) and that I had made the five qualifying monthly payments. She said the auto CLI would go through after my seventh statement cut, which seems weird as I thought I'd read many times over that it cuts after five months.
Oh well, I'm just glad to have a for sure answer.
It becomes available the 7th month. You make 5 payments, and I'm assuming they use the 6th month to make sure all charges and credits post without incident before giving it to you.
That’s a cool tool that wasn’t there last year!
Yes, it is definitely possible to get a high CLI than what they say. I used mine as my daily driver, paying weekly to keep my statement balance under 20% and was granted a huge CLI than want steps offered.
@SomewhereIn505 wrote:That’s a cool tool that wasn’t there last year!
Yes, it is definitely possible to get a high CLI than what they say. I used mine as my daily driver, paying weekly to keep my statement balance under 20% and was granted a huge CLI than want steps offered.
Yeah, it wasn't there the day before.
@EAJuggalo wrote:This is the Credit Steps program. Make your payments on time for the first six months and they'll raise your limit automatically. One time deal but the increase can be larger than what they tell you. Mine was a $300 card, told it would go to $500, went to $1500.
Mine was $300 told it would go to $500, it went to $3300.
