They make little sense. I went ahead and called, I was not eligible for a product upgrade, which is fine. So I apped for the Kohl's got $800, then the Walmart Mastercard and got $3,000 there. I don't see how I can qualify for a $3,000 open loop card which is more than the platinum and then also for a store card and not the upgrade 🤣, but whatever.
Actually, Cap One is notorious for this. Starter cards such as your Platinum are forever "bucketed" into the profile you initially applied with, and no matter how much your profile improves, the card will forever be stuck at a low limit and grow slowly, if at all.
My card grew $300 to $2k with regular spending so I'm happy with the way it's grown, the only downside is no rewards. Every one of my other cards have at least 1% Cashback so it would be nice to have that one as one too, I'm not upset. I was honestly waiting until I had no new accounts on my reports for 6 months before calling, but then they decided to do that so I have to wait another 6 months 😂🤣 The csr told me to use the card more, and I'm like well why would I use it more if I don't get rewarded for it? I still use the card there are subscription services on there, but definitely not the same spend as I used to put on it when it was my only card.
Update for me.. I just received an email about an upgrade. So weird lol
Hey, congrats! Judging from your sig, it looks like you accepted it immediately. Glad this worked out for you.
I sure did. I didn't want them to change their minds 🤣 I'm honestly shocked especially since it was just 3 days ago that they denied me. I guess they miss all my swipes when they were my only card 🤣