I make enough (Thank you God) not to NEED the advance. But I'm fine. The last time I took my credit card to the ATM I was at some silly club that didn't take CC. I pulled $40 and after paying additional $10 advance fee, $3ATM fee, I was cured. INSTANTLY!
I just want everything reporting as flawlessly as possible. I have one card at $0 and the other four will be there by the end of next month.
Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: Julty 2019: TU - 655, EX - 619, EQ - 640
FICO Dream Scores: EQ 700+, EX 700+, TU 700+
Credit accounts: 22% APR auto loan (Mar 2017), Secured [Coke (4000), Discover (1000)], Unsecured [CreditOne $1500, Walmart $150, Target $200], World Finance: $1500, Courtesy Finance: $700, Speedy Finance: $1200 (charged-off)