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Cap1 Secured has been finally Unsecured!!

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Brooklyn2018
Valued Contributor

Cap1 Secured has been finally Unsecured!!

Hope Everyone is well😊

 

After 4 yrs 2 mos my Cap1 Secured Platinum Card has been Unsecured and $99 refunded(as a statement credit🤷‍♂️) 

 

Now hoping, in time, I can upgrade to the QS Card. I'll be checking the upgrade page often.

 

 

 

I❤️NY


Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge




>


I❤️NY
Message 1 of 15
14 REPLIES 14
CreditAggie
Community Leader
Super Contributor

Re: Cap1 Secured has been finally Unsecured!!

Congratulations on your Cap1 graduation!

 

Did you receive a CLI with your graduation?

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 15
OniStringer
Regular Contributor

Re: Cap1 Secured has been finally Unsecured!!

Congrats! I remember seeing my random high negative balance wondering what happened. Such a great feeling!

Started with LOW 500s - Actively rebuilding as of early 2019
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Message 3 of 15
Brooklyn2018
Valued Contributor

Re: Cap1 Secured has been finally Unsecured!!


@CreditAggie wrote:

Congratulations on your Cap1 graduation!

 

Did you receive a CLI with your graduation?


@CreditAggie  Thanks! 😊

 

Negative on CLI. I'm excited that it finally unsecured. I definitely look forward to a chance, hopefully, in time, to upgrade to th QS...time will tell🤷‍♂️

 

 

I❤️NY


Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge




>


I❤️NY
Message 4 of 15
CreditAggie
Community Leader
Super Contributor

Re: Cap1 Secured has been finally Unsecured!!


@Brooklyn2018 wrote:

@CreditAggie wrote:

Congratulations on your Cap1 graduation!

 

Did you receive a CLI with your graduation?


@CreditAggie  Thanks! 😊

 

Negative on CLI. I'm excited that it finally unsecured. I definitely look forward to a chance, hopefully, in time, to upgrade to th QS...time will tell🤷‍♂️

 

 

I❤️NY


Thank you for the update! I will request this be moved to Credit Cards since no new credit was issued as a result of the graduation.

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 15
GZG
Valued Contributor

Re: Cap1 Secured has been finally Unsecured!!

Congrats on the Graduation!

Starting FICO 8:

Current FICO 8:

3/6, 5/12, 14/24

Message 6 of 15
nytokyobred79
Valued Contributor

Re: Cap1 Secured has been finally Unsecured!!

Congrats on the graduation. Hope that a cli will come your way soon 😊

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $204,500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 19.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 7 of 15
FireMedic1
Community Leader
Mega Contributor

Re: Cap1 Secured has been finally Unsecured!!

Congrats. Thats 2 in a week. Hmmmm


Message 8 of 15
JoeRockhead
Senior Contributor

Re: Cap1 Secured has been finally Unsecured!!

Congratulations on your graduation! 

Message 9 of 15
Anonymalous
Valued Contributor

Re: Cap1 Secured has been finally Unsecured!!


@Brooklyn2018 wrote:

 

Now hoping, in time, I can upgrade to the QS Card. I'll be checking the upgrade page often.

Congrats! Mine was always unsecured, but I was able to PC my Platinum to a Quicksilver within 6 months of getting the card. Though the upgrade never showed up in the offers page on the app/web interface, I had to go to my card page, and type /productupgrade after the = in the url).

 

 

Message 10 of 15
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