I just checked the Capital One product upgrade link and it gave me an offer to "upgrade" my Capital One Venture card to the VentureOne card. I was considering doing this before the first AF hits next August anyways, but is there any downside to doing this now? I'm just concerned if anything may happen to the 50,000 points I earned from the SUB if I downgrade (or "upgrade") too soon. It's only been about 4 months.
QS is a better downgrade.
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