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Cap1 secured to unsecured

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cappucino24
Valued Member

Re: Cap1 secured to unsecured

cool!


Starting Score: EQ 593
Current Score: EQ (sw) 635, TU (sw) 661, EX 635 (lender pull
Goal Score: 750


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Message 31 of 33
YahComb
Established Contributor

Re: Cap1 secured to unsecured

the higher your limit the higher the credit step CLI. in july of this year they offered to raise me from 1200 to 1500. I didn't even bother because i knew i was about to close it anways. I started with the 49/200 card, so i would have had a 1500 cl on a 1049 deposit. It Was never going to unsecure though.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 32 of 33
Wolf3
Senior Contributor

Re: Cap1 secured to unsecured


@YahComb wrote:

the higher your limit the higher the credit step CLI. in july of this year they offered to raise me from 1200 to 1500. I didn't even bother because i knew i was about to close it anways. I started with the 49/200 card, so i would have had a 1500 cl on a 1049 deposit. It Was never going to unsecure though.


All posts I've seen, it varies between 100 and 300 and the higher deposits get the higher CLI.    I got $300 on $2200.

Message 33 of 33
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