CapOne GM Buypower

[Anonymous]

I was approved this afternoon (actually shocked).  I have a few questions on the card if anyone has it...

1-  Is it normal that they only pulled EQ (thought CapOne did all 3)

2-  They had me use a different capital one site to create a login, can I eventually link my GM buypower card to my regular capital one login site for my other two cards?

3-  I read that it is reported as "flexible spending."  Ive never had this type of a card before and I wanted to know if that meant I needed to keep a 0 balance on it (I read that some flexible spend cards do not report the limit).

thank you!

[gdale6]

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@Anonymous wrote:

I was approved this afternoon (actually shocked).  I have a few questions on the card if anyone has it...

1-  Is it normal that they only pulled EQ (thought CapOne did all 3)

2-  They had me use a different capital one site to create a login, can I eventually link my GM buypower card to my regular capital one login site for my other two cards?

3-  I read that it is reported as "flexible spending."  Ive never had this type of a card before and I wanted to know if that meant I needed to keep a 0 balance on it (I read that some flexible spend cards do not report the limit).

thank you!

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1. This is pretty normal for this card one of the rare exceptions to the triple pull

2. I dont have the card but I read that it is a separate log in for it.

3. It most likely will report the CL so no it doesnt have to be 0 balance. I have quite a few flex spending cards and they all report the CL these days.

[Anonymous]

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@gdale6 wrote:

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@Anonymous wrote:

I was approved this afternoon (actually shocked).  I have a few questions on the card if anyone has it...

1-  Is it normal that they only pulled EQ (thought CapOne did all 3)

2-  They had me use a different capital one site to create a login, can I eventually link my GM buypower card to my regular capital one login site for my other two cards?

3-  I read that it is reported as "flexible spending."  Ive never had this type of a card before and I wanted to know if that meant I needed to keep a 0 balance on it (I read that some flexible spend cards do not report the limit).

thank you!

---

1. This is pretty normal for this card one of the rare exceptions to the triple pull

2. I dont have the card but I read that it is a separate log in for it.

3. It most likely will report the CL so no it doesnt have to be 0 balance. I have quite a few flex spending cards and they all report the CL these days.

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Thank you 

[CreditMagic7]

I had this card so yes everything stated is as said about it.

Do hope they offered you a better SL. Mine was $600 WEMC and that's how it remained until closed 1 year later.

[noobody]

I do not have the card, it sounds about right

It's different than the regular Cap1 card, 1 HP for approval BUT credit line increase request will be HP too.

[creditguy]

They don't do anything like capital one because really it's just a capital one in name only card.This card is serviced by capital one and is not one of their real cards i.e. QS, Venture etc. It's a different, less user friendly website than cap one because, well, again it's not really cap one. The customer service and CLI's aren't like cap one either. Also you will not be able to combine this card with any other cap one card, because well you guessed it, it's not really a cap one. As a data point I got a $3k SL with 609 on my EQ.

[Anonymous]

but the question still remains... is it capital one card, creditguy?

[creditguy]

I say no, it's as much a capital one card as a kohls card is, just a portfolio they service.

[Anonymous]

my post was a joke due to your reiteration lol

[Anonymous]

Thanks everyone! I got lucky with my credit limit for 5k based on what I've read on here. This is my first flexible spend card.

Does anyone know how long it takes to receive the card in the mail since it isn't a normal capital one card?