Capital One 2% versus Amex 1.5

[Anonymous]

I currently use the CO venture with 2 percent back on everything. The Amex everyday preferred earns 1 percent but adds 50 percent if you do 30 or more transactions a month. Which points are more valuable? For use everyday.

[AverageJoesCredit]

Im not a K-in-Boston math genious, but im gonna say the 2%

[Brian_Earl_Spilner]

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@AverageJoesCredit wrote:
Im not a K-in-Boston math genious, but im gonna say the 2%

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Not that easy. The venture gets 2% when redeemed for travel. When you redeem for anything else it can go down to 1% depending on what it is. MR points if redeemed for cash can go down to $0.60 per point but depending how you transfer could go up to much more.

[Anonymous]

I heard venture will have mile transfer partner now, so its value may change somewhat.

If you just want a simple way to get decent value, why not just a citi DC instead.

[Brian_Earl_Spilner]

Good point. Forgot about that.

[UpperNwGuy]

You have to subtract the Venture's annual fee from your earnings to make a valid comparison to a no-fee card.

[rbentley]

If we are talking cash back, neither is a great card for that purpose.  Why limit the comparison only to Venture vs. AmEx?

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[Anonymous]

The everyday preferred has a fee

[Anonymous]

Well what other everyday options are there? Do you recommend?

[Anonymous]

citi dc, paypal mc.