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Capital One 2% versus Amex 1.5

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Established Member

Capital One 2% versus Amex 1.5

I currently use the CO venture with 2 percent back on everything. The Amex everyday preferred earns 1 percent but adds 50 percent if you do 30 or more transactions a month. Which points are more valuable? For use everyday.
Message 1 of 22
21 REPLIES 21
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Community Leader
Mega Contributor

Re: Capital One 2% versus Amex 1.5

Im not a K-in-Boston math genious, but im gonna say the 2%Smiley Wink
Message 2 of 22
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Community Leader
Mega Contributor

Re: Capital One 2% versus Amex 1.5


@AverageJoesCredit wrote:
Im not a K-in-Boston math genious, but im gonna say the 2%Smiley Wink

Not that easy. The venture gets 2% when redeemed for travel. When you redeem for anything else it can go down to 1% depending on what it is. MR points if redeemed for cash can go down to $0.60 per point but depending how you transfer could go up to much more.







Message 3 of 22
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Valued Contributor

Re: Capital One 2% versus Amex 1.5

I heard venture will have mile transfer partner now, so its value may change somewhat.

 

If you just want a simple way to get decent value, why not just a citi DC instead.

ᑭ⍶ndeᲠi८ ѠαԼԼεէ : ☕ Λlti-ၺ ☕▲B ⍟Ⲙilⅇⴑթ ✈☕թroթⅇl ⍟wſ -√ ⚕ᙪᙪ८
⛪✈☕⸿ⵢᖇ ⍟Ԑժᑭ ⍟८ſ ┊Ҩⵢ ☏८ſⴑ ⛽ෲթƧ/βiz ⛽iէ | ८✙ ┊❡olδ┊ↇᏨ⛪
⸨ꜷ ᐰmzn ᐰ√ ☏⸿i⸿┊⸿iⴑ ⚕ᙪᙪթ⸩ Ձ൦Ձ❶ ✢ᖇēẉαrժ✙, ſ-ſlⅇx

PⵢA: Wear a respirator (Π95, Кп95, ҞҒ94), period.
Message 4 of 22
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Community Leader
Mega Contributor

Re: Capital One 2% versus Amex 1.5

Good point. Forgot about that.







Message 5 of 22
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Valued Contributor

Re: Capital One 2% versus Amex 1.5

You have to subtract the Venture's annual fee from your earnings to make a valid comparison to a no-fee card.

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom Unlimited
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Freedom • Chase United MileagePlus • UNFCU Azure
Message 6 of 22
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Established Contributor

Re: Capital One 2% versus Amex 1.5

If we are talking cash back, neither is a great card for that purpose.  Why limit the comparison only to Venture vs. AmEx?


Message 7 of 22
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Established Member

Re: Capital One 2% versus Amex 1.5

The everyday preferred has a fee
Message 8 of 22
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Established Member

Re: Capital One 2% versus Amex 1.5

Well what other everyday options are there? Do you recommend?
Message 9 of 22
Highlighted
Valued Contributor

Re: Capital One 2% versus Amex 1.5

citi dc, paypal mc.

ᑭ⍶ndeᲠi८ ѠαԼԼεէ : ☕ Λlti-ၺ ☕▲B ⍟Ⲙilⅇⴑթ ✈☕թroթⅇl ⍟wſ -√ ⚕ᙪᙪ८
⛪✈☕⸿ⵢᖇ ⍟Ԑժᑭ ⍟८ſ ┊Ҩⵢ ☏८ſⴑ ⛽ෲթƧ/βiz ⛽iէ | ८✙ ┊❡olδ┊ↇᏨ⛪
⸨ꜷ ᐰmzn ᐰ√ ☏⸿i⸿┊⸿iⴑ ⚕ᙪᙪթ⸩ Ձ൦Ձ❶ ✢ᖇēẉαrժ✙, ſ-ſlⅇx

PⵢA: Wear a respirator (Π95, Кп95, ҞҒ94), period.
Message 10 of 22
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