cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One 6.99% apr for 48 Months Balance Transfer

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Super Contributor

Capital One 6.99% apr for 48 Months Balance Transfer

Has anyone else received this email offer from Capital One? Pretty sweet offer that I have never seen before. 

2016-03-26 14.12.58-1.jpg

Message 1 of 76
75 REPLIES 75
Super Contributor

Re: Capital One 6.99% apr for 48 Months Balance Transfer

Ummm Baller you know I luv you right? Heart

 

I got one last week or week before that was 5.99% 

Don't shoot the messenger ...Lol

They must be making the promo rounds for sure 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 76
Frequent Contributor

Re: Capital One 6.99% apr for 48 Months Balance Transfer

I feel like there are a lot of 0% offers out there that wouldn't make this too worth it?

 

I've been getting some good ones on Barclays lately, 1% fee for 0% rate for 18 months (no new card or anything), I actually used that towards some student loans.

BofA Cash Rewards 25,000 (2009) | Citi Double Cash 25,000 (2011) | Cap1 Quicksilver 22,500 (2013) | Discover It 26,200 (2014) | Chase Freedom 6000 (2014) | Barclaycard Rewards 25,000 (2014)

FICO: 834 Discover/Barclays/BofA TU, 859 Citi Equifax
Message 3 of 76
Moderator

Re: Capital One 6.99% apr for 48 Months Balance Transfer

That is definitely one I've not seen yet!  Smiley Surprised

 

Just a little while ago (literally) I got an email offer from them, but it's only the 'standard' 0% for 12 months with a 3% fee.  I might end up using it later in the year, but I'm hoping for one without that annoying fee.  <fingers crossed>  LOL

Message 4 of 76
Super Contributor

Re: Capital One 6.99% apr for 48 Months Balance Transfer

On this end from Capital One lately, from 3% now offers 2% fee for 0% rate for 18 months.

Message 5 of 76
Valued Contributor

Re: Capital One 6.99% apr for 48 Months Balance Transfer

LOL!  4 yr balance transfer.

 

 

 

 

MR | UR | Sky Miles | AA Miles | Hilton
Message 6 of 76
Valued Contributor

Re: Capital One 6.99% apr for 48 Months Balance Transfer

I just got a 0% for 12 months with a 3% fee. That's the first time I've gotten one like that. Looks like they stepping up their game a little.

back to a seedling 3/17/18
Message 7 of 76
Frequent Contributor

Re: Capital One 6.99% apr for 48 Months Balance Transfer


@UncleB wrote:

That is definitely one I've not seen yet!  Smiley Surprised

 

Just a little while ago (literally) I got an email offer from them, but it's only the 'standard' 0% for 12 months with a 3% fee.  I might end up using it later in the year, but I'm hoping for one without that annoying fee.  <fingers crossed>  LOL


I get these too.  It seems to be random, I'll get a 3% fee one one day, then a month later get one with a 1% fee, and the next month get a 4% fee one, you have to really pay attention!  I think i've only gotten the 1% fee offer twice, and only used it once.  This is from Barclays.

BofA Cash Rewards 25,000 (2009) | Citi Double Cash 25,000 (2011) | Cap1 Quicksilver 22,500 (2013) | Discover It 26,200 (2014) | Chase Freedom 6000 (2014) | Barclaycard Rewards 25,000 (2014)

FICO: 834 Discover/Barclays/BofA TU, 859 Citi Equifax
Message 8 of 76
Valued Contributor

Re: Capital One 6.99% apr for 48 Months Balance Transfer


@ksb1 wrote:
I just got a 0% for 12 months with a 3% fee. That's the first time I've gotten one like that. Looks like they stepping up their game a little.

They want the 3% fees which equates to a 36% annual interest rate.  If that's stepping up their game then I'm out.

MR | UR | Sky Miles | AA Miles | Hilton
Message 9 of 76
Super Contributor

Re: Capital One 6.99% apr for 48 Months Balance Transfer

6.99% for 4 yrs is like an awesome personal loan rate! Smiley Very Happy
Message 10 of 76