Here's a screen capture from my Equifax report pulled in Feb 2018:
And from my Transunion report, also from Feb 2018:
I'm not seeing any limit history on my Feb 2018 Experian report. But the Feb 2017 report has lines like this: Between Feb 2015 and Dec 2016, your credit limit/high balance was $7,000. I'm not sure how to interpret that.
@Taurus22
I have considered the Uber and am still considering it. It's very difficult to pass up that SUB though, since I can easily hit it in a month. If Barclay would PC my Apple Rewards to an Uber I'd do it in a heartbeat and stay in the garden. But, they won't PC...
I've been considering getting both and then downgrading the Savor to Savor One before the AF hits.
The only reluctance I have with the Uber card is Barclays. They don't seem to give out big SLs under the best of circumstances and clearly don't love my profile. I only got a $1500 SL for my Apple Rewards card and the recon was declined. I had a $5K purchase planned for it. So, at the end of the day I got an HP and a new account to go right into the sock drawer. Can you tell I'm bitter? I ended up putting the charge on my QS
I have considered the Uber and am still considering it. It's very difficult to pass up that SUB though, since I can easily hit it in a month. If Barclay would PC my Apple Rewards to an Uber I'd do it in a heartbeat and stay in the garden. But, they won't PC...
I've been considering getting both and then downgrading the Savor to Savor One before the AF hits.
The only reluctance I have with the Uber card is Barclays. They don't seem to give out big SLs under the best of circumstances and clearly don't love my profile. I only got a $1500 SL for my Apple Rewards card and the recon was declined. I had a $5K purchase planned for it. So, at the end of the day I got an HP and a new account to go right into the sock drawer. Can you tell I'm bitter? I ended up putting the charge on my QS
@HeavenOhio
Well, that's pretty definitive then......a well-answered question. To follow up, do you know what effect those have on approval consideration for new CC's or on SL for those CC's? This would be very helpful info.
On Deck: No Plans Currently
@HeavenOhio wrote:Here's a screen capture from my Equifax report pulled in Feb 2018:
And from my Transunion report, also from Feb 2018:
I'm not seeing any limit history on my Feb 2018 Experian report. But the Feb 2017 report has lines like this: Between Feb 2015 and Dec 2016, your credit limit/high balance was $7,000. I'm not sure how to interpret that.
Lol I feel so blind right now. I totally never noticed those fields on mine! I guess my eyes were always darting for DOFD and removal dates.
Although I just looked and my SSFCU and NFCU accounts have them but they’re only reported occasionally. Discover doesn’t report it at all. Capital One reports it every month.
@Taurus22 wrote:@HeavenOhio
Well, that's pretty definitive then......a well-answered question. To follow up, do you know what effect those have on approval consideration for new CC's or on SL for those CC's? This would be very helpful info.
I think escalating credit limits may very well be looked at by institutions like PenFed with it's "pyramiding debt." And I think the fact that I increased my limits from 10.5k to 53k in five months might have had to do with them giving me a 6.2k CLI rather than the 7k I requested. 
@Anonymous, your limit is "reported" every month. It has to be in order to determine your utilization. How the bureaus opt to keep this information around is another story, though.
For the banks that only showed limits "occasionally," is it possible that those limits coincided with CLIs?
@HeavenOhio wrote:Is it possible that you had balances of zero during the months where the limits don't appear?
For SSFCU, yes because it was pretty much SD after SUB but NFCU and Disco, no. Disco has been used every single month since I got it and it was my AZEO reporter as well.
