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The Capital One card finder or preqaulification is known to be highly accurate and you can apply with confidence. You should see a single APR, not a range, whether or not it's "suggested" or "recommended".
@AriaIzadi wrote:
Hi, I've been lurking around this forum for two weeks now and have yet to come access a question that hasn't been answered. I now have a dilemma, I'm in the market for a travel rewards card and I filled out the capital one card finder tool and saw I have a pre-qualify offer for the QS rewards, and scrolling down it says "we also suggest" the venture rewards. Two questions, is the we also suggest just advertising and not a pre qualify offer, and what tends to be the accuracy/approval rate of those pre qualified, I know there aren't any guarantees but I'd like to gamble smartly my HP
1. Cap One's prequalify is valid. It's not a guarantee but you are likely to be approved unless your score has dropped.
2. The "we also suggest" is just advertising, but that doesn't mean you won't get it. Most Cap One cards are obtained without prequalification.