I read about this in another thread but I felt like it was appropriate to start a new threadm figured I'd get better feedback.
I have a CAP ONE charge off from 2004.....
I read in another thread that they have a program where they will let you pay off the charge off in exchange for a new CC....has anyone had experience with this? if so please shed some light
p.s. I am in the midst of restoring my credit...I just got a first premeir, an AMEX AU, and a crown jewelers account
when you say often give a card with a CO do you mean on the terms that the new CC has the balance of what you owe them? that I am fine with I want to give them what I did not pay in the past
or do they start you fresh?
who do I speak to? is there a special CAP ONE number I should call, or go to the branch?
just wanted to bump this thread up
whatever CAPONE number I call I always get a customer service rep who does not know much
recommended numbers for CAPONE?