Capital One Credit Limits by Card

[Anonymous]

any update for new cards? changes to the old cards?

i'm thinking about my platinum @ 3K (with 5K limit, so they tell me at their call center) to see if its worth it to get up to 5K and do a PC to ventureone.......at least that's what they told me i could do in a couple of months (1.5 yr old card but only used 4 different months so far)............or should i just SD it and move on?

[LS2982]

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@grneydangl wrote:

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@unknown_entity wrote:

Yeah, it don't say that Mommy and Daddy Warbucks probably has to co-app for that much.  lol.  But there are some people out there who are 750+ FICO by the time they are 18 years old.

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Or HAD 750+ FICO before they turned 18 and got a capital one

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[jamesdwi]

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@poet wrote:

Dang, just got turned down for the No Hassles Miles, despite having "good" credit. Probably too much new activity too close together. Just got new car and two small card CLIs AND a new store card. I'm gonna cool it for a while. Maybe after the first of the year?... Just trying to ditch the starter cards for one good travel card.

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Capital One is not going to give you good cards for a long time. They don't want you off the starter cards, they like AF's.  Other prime lenders are more likely to help you first before CapOne will. I got a 6k AMEX blue, and they will give me a CLI before CapOne will even though I have had my oldest capOne  card for over 3 years now with a 2k limit and never late pushed a lot of money through it as well making them quite a bit of money in the process.  

[lanc]

I got a Cap1 No Hassle Cash rewards card in 3/2010 with a 5k limit.  They won't do a CLI but it looks higher than the 3k listed.

[mAndrew1980]

Sweet! I am now switching my goal of acquiring Chase Freedom to the Cap1 Student card with $20KCL!

[p-]

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@unknown_entity wrote:

Here is a list of Capital One Credit Limits for each card that I came across.  Those looking for CLI's you can see the max allowed on your card.

Capital One® No Hassle Cash Rewards - Execellent Credit - Credit Limit: $500-$15,000
Capital One® No Hassle Miles Rewards - Excellent Credit - Credit Limit: $500-$20,000
Capital One® No Hassle Points Rewards - Excellent Credit - Credit Limit: $500-$15,000
Capital One® Platinum Plus - Credit Limit: $500-$20,000
Capital One® No Hassle CashSM Rewards - Above Average Credit - Credit Limit: $500-$10,000
Capital One® No Hassle Miles Rewards - Above Average Credit - Credit Limit: $500-$15,000
Capital One® Platinum - Above Average Credit - Credit Limit: $500-$15,000
Capital One® No Hassle Cash Rewards - Credit Limit: $300-$3,000
Capital One® No Hassle Points Rewards - Credit Limit: $300-$3,000
Capital One® Standard Platinum - Credit Limit: $300-$3,000
Capital One® Classic Platinum - Credit Limit: $300-$3,000
Capital One® Platinum - (Credit needs improvement or limited credit) - Credit Limit: $300-$3,000
Capital One® Platinum Max - Credit Limit: $300-$2,500
Capital One® No Hassle Cash for Students - Credit Limit: $300-$3,000
Capital One® Platinum for Students - Credit Limit: $300-$3,000
Capital One® No Hassle Miles for Students - Credit Limit: $500-$20,000

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I have a "platinum" and recently got a CLI from 3k to 3500.  Does this mean they consider me "Above Average" now?  I assume the two highlighted cards are the same card, just different parameters based on credit.  If that's the case, should I hit them up every 6 months for a CLI until I hit 15k?

[dmbtay]

We have two cards that I "think" you didnt list.

Ventures Signature - my limit is $5k

World Mastercard - Limit $10k

Not sure if they fall under the umbrella of your list, but thought I'd share

[ew0506]

"Unknown", I'm just curious, how did you come across that information for the credit limits? LOL, or should I just not ask...

I called Capital One and asked about my Platinum Mastercard to see if they had a "fixed" cap on credit limit at $3,000, but of course they said 'no'. Not sure whether to believe that or not, I would rather think they just don't give you the whole truth and divulge that information.

Would that be a correct state ment you think?

[MarineVietVet]

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@ew0506 wrote:

"Unknown", I'm just curious, how did you come across that information for the credit limits? LOL, or should I just not ask...

I called Capital One and asked about my Platinum Mastercard to see if they had a "fixed" cap on credit limit at $3,000, but of course they said 'no'. Not sure whether to believe that or not, I would rather think they just don't give you the whole truth and divulge that information.

Would that be a correct state ment you think?

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Hi there.

That member has not been back online in almost 4 years.

[ew0506]

Yeah, I just thought maybe he would get the email or something, but I guess my hunch was wrong...LOL