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Capital One Credit Steps Limit Increase Amounts?

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Anonymous
Not applicable

Capital One Credit Steps Limit Increase Amounts?

Happy Friday!  

 

Does anyone know if the Capital One credit steps limit increases are set amounts?  I have a QS1 card that started last June with a $300 limit.  A couple of months later there was an auto increase to $400.  In December, there was an auto increase to $750.  My next increase is coming up and although the representative I spoke with a few nights ago couldn't speculate what the next credit limit amount may be, I'm sure you lovely people can assist.  I'm hoping it goes to at least $1,000.  Fingers crossed for another month or so.

 

BTW, I just PCd a Capital One Platinum that was opened in January with a $300 limit to a Quicksilver (same limit).  I was hoping that was a good sign that I'm still on the right track, plugging along to better credit.

 

 

5 REPLIES 5
Brian_Earl_Spilner
Credit Mentor

Re: Capital One Credit Steps Limit Increase Amounts?

Credit steps is only a single increase after making 5 on time payments. You're beyond that.

    
Message 2 of 6
601flyguy
Established Contributor

Re: Capital One Credit Steps Limit Increase Amounts?

OP, did someone tell you you would receive another steps increase? It is usually one increase but can be multiple "steps". I received 2 steps increases each 5 months apart. I did not believe it could be multiple steps because no DP here. I believe the 2nd cli was dependant on spend and how you handle the account.
2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend
Message 3 of 6
Anonymous
Not applicable

Re: Capital One Credit Steps Limit Increase Amounts?

Ah!  Thank you both for your replies.  I was under the impression it was more than 1 step and each step was a set CLI amount.  The account has been pristine since it's opening.  I was just thinking it should be higher increases each time they come.  

Message 4 of 6
Anonymous
Not applicable

Re: Capital One Credit Steps Limit Increase Amounts?

I got a Cap One Platinum in January 2018 with a $300 SL. I requested an upgrade to Quicksilver in May 2018, was approved. A week after that I requested a CLI, was approved to $400. In June 2018 I got my auto CLI to $750. I only use my card for gas a couple times a month and pay off in full.
Message 5 of 6
SomewhereIn505
Valued Contributor

Re: Capital One Credit Steps Limit Increase Amounts?

It sounds like your December CLI to $750 was your steps increase. You are potential eligible for a CLI every 6 months. 


3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789

Message 6 of 6
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