Capital One - Excellent Credit Score but Good Credit

[SouthJamaica]

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@GhostCredit wrote:

Thank you everyone! Today, I just saw that they sent my little brother a savor one credit card in the mail, actually it's a student credit card. I saw that they offer $50 after spending $100. And well I wanted to see if I could get approved for it, and guess what?! It says that they recommend that and the quicksilver for me! Only thing is... I'm not a student. Will they actually know and verify? I used to be a student, wish I signed up for it during that time...

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I think you should stop thinking about Capital One. There are lots of better financial institutions out there.

[OmarGB9]

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@SouthJamaica wrote:

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@GhostCredit wrote:

Thank you everyone! Today, I just saw that they sent my little brother a savor one credit card in the mail, actually it's a student credit card. I saw that they offer $50 after spending $100. And well I wanted to see if I could get approved for it, and guess what?! It says that they recommend that and the quicksilver for me! Only thing is... I'm not a student. Will they actually know and verify? I used to be a student, wish I signed up for it during that time...

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I think you should stop thinking about Capital One. There are lots of better financial institutions out there.

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Agreed. Cap One may just not be for you, unfortunately @GhostCredit.

[OmarGB9]

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@SilverBaq wrote:

Still trying to crack that egg with Capitol One. I had one late with them 7 years ago and still waiting on that late to come off my credit.

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@SilverBaq if it's been 7 years, the late should've come off already. 

[timbone]

I would disagree.  I have a 700ish fico with a bk7 and capital one has extended me $60,000 in credit. I pay them off monthly and gain huge benifits.  I pay my bill any they reward me handsomly