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Capital One Executive Office

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MYCherie
Regular Contributor

Re: Capital One Executive Office

Musicon if you donor mind sharing, what are your credit scores. They came me similar increases and my scores are kinda low also.


Starting: 563 | Current: 646 | Goal: 750.
Garden 09/24/2013

Message 751 of 831
musicon1110
Valued Member

Re: Capital One Executive Office

@MYCherie EX 598 TU 557 EQ 539 and my FICO according to Merrick Bank is 620

I'm sure by next year I'll have improved my scores a lot, I'm removing things as best I can right now.

Also, just a side note, I was able to PC my Platinum MC and Cash Rewards MC to Quicksilver One's by calling regular customer service, and I did that just before I emailed them on Facebook. Just wanted to clarify that in case anyone was wondering.
AE $400, First Premier Centennial MC $450, First Premier Platinum MC $700, Orchard Bank MC (now Capital One) $750, Capital One QuicksilverOne $750, Capital One QuicksilverOne $750, Target $500, Capital One MTV Visa $1000, Merrick Bank Visa $1200, PayPal SC $300, Old Navy $300, Torrid $250, Amazon $600, Roaman's $250, GAP $200, HSN $500, Nordstrom $500, JCPenney $500, QVC $500, Kohl's $300, Victoria's Secret $350, J Crew $500, Express $500, Ann Taylor/LOFT $500, The Avenue $250, CareCredit $800, AU on Walmart $600
As of 2/2014 Merrick Bank FICO 618 Equifax 633 Credit Karma 576
Message 752 of 831
MYCherie
Regular Contributor

Re: Capital One Executive Office

Thanks Musicon1110!  Are scores are similar which explains are similar increases.  I was happy to get anything after never receiving a CLI.  I only have 2 unpaid items left but about 6 paid items and they are not budging to remove them.  I may need to try another removal avenue!!  Good Luck!



Starting: 563 | Current: 646 | Goal: 750.
Garden 09/24/2013

Message 753 of 831
musicon1110
Valued Member

Re: Capital One Executive Office

@MYCherie you're welcome! You're far ahead of me in clearing things up, wtg! Good luck to you as well!

Just an update: I received a follow up call from my dude at the EO and was able to have my $74 AF removed from my Orchard bank card indefinitely, he also credited me $74 for this year. Score! I was also able to find out that my AF and APR's will remain the same on my QuicksilverOne cards. The only thing that changed was basically the 1.5% cash back. Good to know. I'm glad my one card will still have the $19AF, and not the QO $39AF. He told me I can call him back anytime, perhaps I can get my AF's removed on both of my QO's. I'll call in November. Will call back for manual review in March 2014, he urged me to do so. Very nice gentleman. So happy I did this. An extra $1100 in available credit is not too shabby. Thanks again everyone!
AE $400, First Premier Centennial MC $450, First Premier Platinum MC $700, Orchard Bank MC (now Capital One) $750, Capital One QuicksilverOne $750, Capital One QuicksilverOne $750, Target $500, Capital One MTV Visa $1000, Merrick Bank Visa $1200, PayPal SC $300, Old Navy $300, Torrid $250, Amazon $600, Roaman's $250, GAP $200, HSN $500, Nordstrom $500, JCPenney $500, QVC $500, Kohl's $300, Victoria's Secret $350, J Crew $500, Express $500, Ann Taylor/LOFT $500, The Avenue $250, CareCredit $800, AU on Walmart $600
As of 2/2014 Merrick Bank FICO 618 Equifax 633 Credit Karma 576
Message 754 of 831
Legen_dary
Frequent Contributor

Re: Capital One Executive Office

After talking to the EO, I got the QuickSilverOne with no AF. Then after going through underwriting, my CLI got bumped from $750 to $1500. I realized though that I have 50% utilization on one of my other cards because I didn't zero it out before the statement cut. So maybe I could have gotten more. But this is definitely good for now.

Message 755 of 831
musicon1110
Valued Member

Re: Capital One Executive Office

Congrats @Legen_dary! Smiley Very Happy
AE $400, First Premier Centennial MC $450, First Premier Platinum MC $700, Orchard Bank MC (now Capital One) $750, Capital One QuicksilverOne $750, Capital One QuicksilverOne $750, Target $500, Capital One MTV Visa $1000, Merrick Bank Visa $1200, PayPal SC $300, Old Navy $300, Torrid $250, Amazon $600, Roaman's $250, GAP $200, HSN $500, Nordstrom $500, JCPenney $500, QVC $500, Kohl's $300, Victoria's Secret $350, J Crew $500, Express $500, Ann Taylor/LOFT $500, The Avenue $250, CareCredit $800, AU on Walmart $600
As of 2/2014 Merrick Bank FICO 618 Equifax 633 Credit Karma 576
Message 756 of 831
Kratos-TM
Frequent Contributor

Re: Capital One Executive Office

I have a spark business card through Cap One with 20K limit. I just emailed the EO yesterday about a CLI. Hope he responds back to me.....

Myfico scores.....
EX... 805 (11-10-13)
EQ... 810 (12-02-13)
TU... 810 (12-02-13)
Message 757 of 831
Kratos-TM
Frequent Contributor

Re: Capital One Executive Office

Cap One EO called me back today!.... Smiley Happy

Myfico scores.....
EX... 805 (11-10-13)
EQ... 810 (12-02-13)
TU... 810 (12-02-13)
Message 758 of 831
brcamacho
Regular Contributor

Re: Capital One Executive Office

Can someone also pm me the email address as well.

 

Thanks

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Message 759 of 831
SPreb
Regular Contributor

Re: Capital One Executive Office


@brcamacho wrote:

Can someone also pm me the email address as well.

 

Thanks


-----pm sent----


Starting Score: 620 Current Score: 709 Goal Score: 720
Gardening from 9/28/2013. Target: March 2014
Message 760 of 831
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