Hey everyone! Just wondering if anybody has ever had luck with Capital One and getting 30 day lates removed via a goodwill letter. In my stupid college years (all in 2005) , I had 3 30-day lates post. I have sent them 2-3 goodwill letters, and all I ever get back is "we show you made 3 late payments that year and have reported such to the bureaus...thanks".
Any tips or tricks? Should I keep sending them letters or give up? Is there a better address to try then what's on the credit report?
No luck yet, but I think someone did. I just tried again by writing to the CEO. I'll update when I get the good news! (Because it WILL be good news! Think positive!)
I sent several GW's awhile back, always with the same response, "NO". However the last one I sent I got a response of "no we can't remove the lates but we are increasing your credit line by 2,000". So, you never know what could happen.