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Capital One Journey card not showing up on report?

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Anonymous
Not applicable

Capital One Journey card not showing up on report?

I was recently approved for a Capital One Journey card roughly a month ago and have since put a charge on it, around 10% utilization and it has yet to show up on my report on Credit Karma. A few weeks after getting the Journey card I was approved for a BuyPowerCard and that has already posted to my report but not the Journey card?

Message 1 of 7
6 REPLIES 6
DoroLucky
Valued Contributor

Re: Capital One Journey card not showing up on report?


@Anonymous wrote:

I was recently approved for a Capital One Journey card roughly a month ago and have since put a charge on it, around 10% utilization and it has yet to show up on my report on Credit Karma. A few weeks after getting the Journey card I was approved for a BuyPowerCard and that has already posted to my report but not the Journey card?


Please share your BP SL if you don't mind. Congrats on your approvals. I would give it time. Have you seen the 1st statement yet? 

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 2 of 7
Anonymous
Not applicable

Re: Capital One Journey card not showing up on report?

Be patient. Credit is a waiting game. It should report within 3 months.

Message 3 of 7
Creditplz
Valued Contributor

Re: Capital One Journey card not showing up on report?

Capital One is notoriously slow from my experiences... Give them 2-3 statement cuts and it'll be on there Smiley Happy
Message 4 of 7
EW800
Valued Contributor

Re: Capital One Journey card not showing up on report?

I agree - for whatever reason, CapOne can be very slow at reporting new accounts.  It took almost three months for my Venture account to make it to my credit reports.  

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2023: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $48.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $22.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $21K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $296K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 5 of 7
Anonymous
Not applicable

Re: Capital One Journey card not showing up on report?


@DoroLucky wrote:

@Anonymous wrote:

I was recently approved for a Capital One Journey card roughly a month ago and have since put a charge on it, around 10% utilization and it has yet to show up on my report on Credit Karma. A few weeks after getting the Journey card I was approved for a BuyPowerCard and that has already posted to my report but not the Journey card?


Please share your BP SL if you don't mind. Congrats on your approvals. I would give it time. Have you seen the 1st statement yet? 


I'm sorry, I'm a little new to the credit lingo. Can you explain what you mean? If you mean credit limit, it is $750. The Journey card is $500 and I also have a Capital One Platinum card that is $400.

Message 6 of 7
DoroLucky
Valued Contributor

Re: Capital One Journey card not showing up on report?

Yes, that is what I meant THANKS. SL means starting limit. Anyway, figures! BP card gives very low starting limit. Mine started at $750 as well and at about 6 months in, I got auto increased to $1800. I do not plan on buying a GM so it's in the sock drawer never to be used again and will be closing it when it's a year old. I recently found out you cant cash out the rewards, you have to use it towards a car...salty Smiley SadSmiley Mad

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 7 of 7
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