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Does anyone know? Do Capital One cards close all on the same day every month or will my statement date just be 30 days after I opened the account? Just curious because I want to pay my bill before it gets "marked" to my credit report. I used to be an options trader in the financial markets and every quarter every option gets market on the last day of the quarter and the closing prices that day are what are used in taxes, bonuses etc. I am carrying a small balance on my new card and I want to pay it before it gets reported on my credit report but I want to pay it at the latest possible time before then. I may have to just pay it now and wait a month to see when my end date is if I can't somehow figure it out from someone here or somewhere else online...
i was able to answer my own question by chatting online with a Capital One agent. I was able to get my statement generation date and due date. I'm thinking that what my statement says on the statement generation date is what will be reported to the credit agencies.