Capital One Pre-Qualify Question

Anonymous · ‎11-07-2015

I'm currently pre-qualified for Venture @ 17.9%, VentureOne @ 16.9% & Quicksilver @ 17.9%. The QS photo is a Visa Signature. Is this the stock photo they use for all QS pre-quals or am I likely to get a VS with a nice limit if I apply?

OmarGB9 · ‎11-07-2015

Just a stock photo sadly. Though if you have good income, nice file, and other high limits, you could very well qualify for a siggy.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

Anonymous · ‎11-07-2015

@OmarGB9 wrote:
Just a stock photo sadly. Though if you have good income, nice file, and other high limits, you could very well qualify for a siggy.

Thanks!

Shooting-For-800 · ‎11-07-2015

I was under the impression that Venture is same level as QS Signature.

Rebuild started in 2014 - $100k unsecured credit in 2017 - $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

OmarGB9 · ‎11-07-2015

It is. It's geared towards those with "excellent credit" as defined by capital one.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

CH-7-Mission-Accomplished · ‎11-07-2015

@OmarGB9 wrote:
It is. It's geared towards those with "excellent credit" as defined by capital one.

If you want a high credit limit, apply for the Venture. If approved, apply for the Venture One in the same setting. Quicksilvers tend to have lower limits.

You can ignore the "excellent" credit that Cap 1 states for Venture. I got a Venture for 15K and a Venture 1 for 10K 12 months post filing BK7. I combined them with my 5K Quicksilver and now have a 30K Venture.