Hi all,
So, I am in hunt for the Capital One VentureOne credit card. The main reason to capitalize on the 10x hotels.com thing. I do travel overseas a lot, so I was thinking of getting this card for booking via hotels.com
I had 1 new credit card account in the last 6 months. Just 1 hardpull on each Equifax and TransUnion. My AOA is around 10 months. Oldest credit card is around 2.5 years. Current score is between 760 - 780 on the three bureaus.
I dont want to do a cold app to Capital One (for obvious reasons). I checked their prequal tool a couple of months ago, where I was prequalfied for their venture and savor (old one) credit cards. But I did not apply back then and instead went for the Uber Visa card. From last month, i was regularly looking at their prequal site to see if my venture card prequalified offer exists. But now, only the quicksilver one and the platinum card are prequalified with a ~24% APR. Venture and savor are no longer prequalified.
I know that they dont do a soft inquiry everytime I check in their prequalify tool. My question to the community is this - How often do they refresh their soft inquiry records? Any data points on C1 prequalify tool is appreciated. Any rules of C1? I know they are kinda unique in their approvals.
Thanks!
PS: I know I can always cold app. But knowing Capital one and my profile can somewhat be seen as a churner (I am not in fact 
) , I dont want to risk triple pull for nothing. If it is prequalified, at least I know that maybe I have a 75% chance.