Capital One Premier Dining card now called Savor

[Anonymous]

 3% on dining sounds nice. I have outgrown Quicksilver. I asked about a PC and they said "we are not offering that at this time, but we will notify you if things change... blah blah".

[Anonymous]

---

@Anonymous wrote:

 3% on dining sounds nice. I have outgrown Quicksilver. I asked about a PC and they said "we are not offering that at this time, but we will notify you if things change... blah blah".

---

There is a 150 dollar sign up bonus with 500 dollar spend.  I wouldn't PC as you wouldn't get the 150 dollars

[HeavenOhio]

It depends on the situation. Three of my six cards are Quicksilvers. And they're all in the 15-year age range, so I don't want to combine. I'd be glad to PC one of them. I definitely don't need another card from Capital One.

[SunriseEarth]

---

@Anonymous wrote:

---

@Anonymous wrote:

 3% on dining sounds nice. I have outgrown Quicksilver. I asked about a PC and they said "we are not offering that at this time, but we will notify you if things change... blah blah".

---

There is a 150 dollar sign up bonus with 500 dollar spend.  I wouldn't PC as you wouldn't get the 150 dollars

---

That's an easy spend to get.  I might have to get this when I leave the Garden.

[Anonymous]

3% on dining does sound nice because I eat out quite often. However, Cap1 was nice to me during my rebuild but now they won't give me an increase on my QS. I am sitting at $750. Ive asked and the first few times it was because I didnt establish enough history with my $750 limit, then most recently too many inquiries or too many accounts opened recently, I cant remeber. At this point I have SD it for now. I cant imagine they would approve me for this card and I am not into the 3 pulls right now.

[Anonymous]

Use their prequal page to see.

[Anonymous]

$150 is not worth the triple pull, this to me is a PC option and nothing else.

[Anonymous]

---

@Anonymous wrote:

$150 is not worth the triple pull, this to me is a PC option and nothing else.

---

Yeah their triple pull tactic is pretty tiring.  But if you tend to do app sprees every year, it's not a big deal.  Inquiries stop scoring after a year, and anecdotally start being less painful FICO-wise at 6 months.  And if you have superprime credit, they don't really matter at all for most purposes.

During rebuilding or if your FICO8s are under 760, they matter somewhat.

I threw the card into my spend calculator and it just doesn't do as much for me as I thought.  My only huge dining spends are usually when family is in town and I rent the catering room at the local restaurant I like.  Maybe $1500-$2000 per meal and that's once or twice a year.  Otherwise, my dining spend is minimal.  The $150 cash back is nice, though, so if I was doing an app spree annually, I'd blow 3 inquiries for $150 extra bucks.

[simplynoir]

 I thought you didn't receive the signing bonus with a PC. Someone correct me if I'm wrong.

[Anonymous]

Maybe it’s just me, but man that card is ugly! Yikes!

Surely it has to look better in person? I might PC my QS to it but otherwise I would not sign up for this card on its own. I never use QS any longer as I get better rewards elsewhere but it’s my oldest card so I’ll keep it or PC it but I’ll never drop it.