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Capital One Question

Valued Member

Capital One Question

I had a bk almost 10 years ago. More than re-established myself. Cap 1 denied me since I flushed on them. Anyone know how long they track ?
Message 1 of 3
Frequent Contributor

Re: Capital One Question

I'll be interested to see if anyone has an answer to your question.


I just posted this morning that they must have a blacklist. However, some people who have included them in BK (even recently) are somehow getting approved.


 I was wondering if it depended whether or not they sold the debt off. My theory was that maybe if they have sold the debt, they don't keep a record of it. In my case, they are the only credit card in my BK who DIDN'T sell the debt off.


Guess I'll let that one go.........


Oh well

You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing!
Message 2 of 3
Senior Contributor

Re: Capital One Question

i just posted on krielly's thread about this exact thing.


i had a card go to charge-off back in 1999 with capital one.  i just got a new card with them in september '08.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 3 of 3