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Capital One Quicksilver Upgrade Approved after denial!

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NightTrader
Valued Member
‎07-15-2021 05:35 PM
‎07-15-2021 05:35 PM

Capital One Quicksilver Upgrade Approved after denial!

I was approved for a Capital One Quicksilver Upgrade tonight after being denied two weeks ago.  The only thing that is different this week is -  I opened a capital one savings and checking to take advantage of $150 sign-on bonus with two direct deposits of $250.00 or more.  My first direct deposit hit today and I have $1,500 in purchases this month and $1,000 in payments on the Platinum card.  

 

Data points credit scores 670 to 699; discharged bankruptcy 10/2020

Message 1 of 12
11 REPLIES 11
Red1Blue
Super Contributor
‎07-15-2021 06:55 PM
‎07-15-2021 06:55 PM

Re: Capital One Quicksilver Upgrade Approved after denial!

Congrats

Message 2 of 12
CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎07-15-2021 09:13 PM
‎07-15-2021 09:13 PM

Re: Capital One Quicksilver Upgrade Approved after denial!

Congratulations on your Capital One product upgrade!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 12
FalconSteve
Valued Contributor
‎07-15-2021 10:17 PM
‎07-15-2021 10:17 PM

Re: Capital One Quicksilver Upgrade Approved after denial!

Congrats 🎉

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 4 of 12
AMJ50
Contributor
‎07-15-2021 11:29 PM
‎07-15-2021 11:29 PM

Re: Capital One Quicksilver Upgrade Approved after denial!

@NightTrader wrote:

I was approved for a Capital One Quicksilver Upgrade tonight after being denied two weeks ago.  The only thing that is different this week is -  I opened a capital one savings and checking to take advantage of $150 sign-on bonus with two direct deposits of $250.00 or more.  My first direct deposit hit today and I have $1,500 in purchases this month and $1,000 in payments on the Platinum card.  

 

Data points credit scores 670 to 699; discharged bankruptcy 10/2020

What did you upgrade your QS to?

Message 5 of 12
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Total80sKid
Senior Contributor
‎07-15-2021 11:55 PM
‎07-15-2021 11:55 PM

Re: Capital One Quicksilver Upgrade Approved after denial!

@NightTrader 

Congrats on the upgrade!


@AMJ50 
I'm assuming OP had a Platinum or Quicksilver One and used the upgrade link that allows some at some point, to upgrade to the non-fee QS.

Message 6 of 12
Anonymous
Not applicable
‎07-16-2021 02:04 AM
‎07-16-2021 02:04 AM

Re: Capital One Quicksilver Upgrade Approved after denial!

Congratulations, I was denied last week when I called and I received an upgrade email 3 days later. The only changes was I applied and was approved for 3 other cards, two of which were cap 1 products.  

Message 7 of 12
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Mr_Mojo_Risin
Senior Contributor
‎07-16-2021 05:50 PM
‎07-16-2021 05:50 PM

Re: Capital One Quicksilver Upgrade Approved after denial!

That's pretty sweet, the Quicksilver is a solid 1.5% card.

Congratulations!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 8 of 12
Mr_Mojo_Risin
Senior Contributor
‎07-16-2021 05:54 PM
‎07-16-2021 05:54 PM

Re: Capital One Quicksilver Upgrade Approved after denial!

@Total80sKid wrote:

@NightTrader 

Congrats on the upgrade!


@AMJ50 
I'm assuming OP had a Platinum or Quicksilver One and used the upgrade link that allows some at some point, to upgrade to the non-fee QS.

There's been many members here who were able to upgrade from the Platinum around day 101 of having the card (including myself). 

It's not guaranteed around that date, but it appears that's the soonest you can become eligible.

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 9 of 12
Anonymous
Not applicable
‎07-17-2021 02:07 PM
‎07-17-2021 02:07 PM

Re: Capital One Quicksilver Upgrade Approved after denial!

How do you apply for an upgrade? Call in, or can you do it online or in the app? 

Message 10 of 12
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