Capital One Quicksilver is becoming a dinosaur

JNA1 · ‎07-11-2021

@MrDisco99 wrote:
One of my long term plans was to get a PayPal MC as a foreign charges card for 2% cash back and no AF, and possibly drop the Cap1 QS. But then I heard PPMC is adding FTF so I guess I'm keeping the QS.

Yeah there are other cards with 2% and no FTF but they typically have many strings attached which the QS doesn't have.

You need some AOD in your life! 😉👍

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65
CU Memberships

Goal Cards:

Bandit5160 · ‎07-12-2021

I just looked at my credit report and my Quicksilver is my oldest account. I better make sure it stays open for a while or my credit score could take a hit.

Wells Fargo Active Cash (3K), Chase Amazon Prime Visa (5.6K), Discover It (18K), Chase Freedom Flex (5.7K), Capital One Quicksilver (6.75K), Apple Credit Card (6.5K), American Express Blue Cash Preferred (7.5K), Capital One Savor (5K), Costco Anywhere Visa Card by Citi (9K), Citi Double Cash MC (6K), Wells Fargo Propel AMEX (5K), Amazon Store Card (5K), Exxon Mobil Card (1.2K), Citi Best Buy Visa (6K), Shell Fuel Rewards MasterCard (4.2K), Bank Of America Cash Rewards MasterCard (8K), PayPal Credit (5K), Target RedCard (1.6K), FNBO BP Visa (5K), Synchrony MasterCard (7K), Fifth Third Bank Trio Mastercard (6.5K), Comenity King Size Card (1K), Wells Fargo Hotels.Com Rewards Visa (8.4K), Verizon Visa (5.5K), EBay MC (6.3K), Comenity Caesars Rewards Visa (5K). Sam’s Club MC (1.5K), My Walgreens MC (5K), Sony Card Visa (6.9K), My Chevrolet Rewards MC (9K), Wells Fargo Bilt MC (18K), AAA Cashback Rewards Visa (2K)

EQ 764 TU 772 EX 781

rgd51 · ‎07-12-2021

If you close it your score won't take a hit until 10 years later but by then your other accounts will have aged quite a bit so the harm could be minimal.

FinStar · ‎07-13-2021

@rgd51 wrote:
If you close it your score won't take a hit until 10 years later but by then your other accounts will have aged quite a bit so the harm could be minimal.

@rgd51 - the 10 year rule is a guidance and not 100% guaranteed. Some tradelines can get removed earlier than that timeframe while others can stay or reports longer. It's typically mentioned that it can be up to 10 years because reported instances of tradelines being removed earlier does happen - just FYI.

Re: Capital One Quicksilver is becoming a dinosaur

Re: Capital One Quicksilver is becoming a dinosaur

Re: Capital One Quicksilver is becoming a dinosaur

Re: Capital One Quicksilver is becoming a dinosaur