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Capital One Reporting

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Member

Capital One Reporting

i have A capital One secured card with 300 I had the card for since September everything being going great til they told me the my bill was due on January 5 which mean no payment is due in December so didn't make A payment and they reported my balance which was only 86 dollars and it drop my scored by 8 points what can I do
2 REPLIES 2
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Regular Contributor

Re: Capital One Reporting

Pay in full by next due date, so they next report a zero balance.

Current Fico:
As of April 2018:


Message 2 of 3
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Moderator

Re: Capital One Reporting


@Ronc35 wrote:
i have A capital One secured card with 300 I had the card for since September everything being going great til they told me the my bill was due on January 5 which mean no payment is due in December so didn't make A payment and they reported my balance which was only 86 dollars and it drop my scored by 8 points what can I do

You  can stop worrying about it. Utilization has no memory.  When they report next time with lower balance, your points will be back. 

 

Message 3 of 3
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