I opened my Capital One platinum card in 2016 with the overall goal of building my credit. After 6 months, received a quick $300 CLI which was encouraging to see. At the one year mark, after months of additional responsible usage and perfect payments, I waited.....waited.....and waited.......but NOTHING HAPPENED.
Called Support - I'm SOOL, apparently, the new company policy is that cards do not graduate anymore?
I used the card sparingly as my profile improved and allowed me to pick up premier cash reward cards for regular rotation. I always kept a balance on the card platinum card, whether big or small since the limit was so insignificant.
Fast Forward to Nov 2020 - I pay off the **bleep** thing and say to myself "enough is enough!". I sock drawer the thing........locked away forever. Never to see the light of day, again!
I look at my account today to pay off on my Walmart card and what do I see here on neglected Platinum Account?!
A $50 security deposit has been returned??? HAS MY CARD FINALLY GRADUATED?
I checked my email for a graduation email from C.O, however, sadly there was nothing there. My card is still classified as Secured on the site, so I will wait till the end of the week before calling in. I would love to hopefully raise the limit and product change that platinum into a Savor or Savor One, Wish me luck!
