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Capital One UK, "certain prequal"

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Mega Contributor

Capital One UK, "certain prequal"

Saw an ad in the UK for Capital One's QuickCheck, which is 100% guaranteed (except when it isn't!)

 

(Once QuickCheck says "Yes"....)

If you decide to apply for a card you can apply with confidence knowing you will be accepted, at which point we do a visible update to the credit reference agencies to let them know you asked us for credit.

We stand behind our answer and confirm that we've carried out all the appropriate credit checks we need. However, there is a small chance that we may be unable to open your account if we identify certain information on fraud prevention databases or if we are not able to verify your identity.

 

So nothing like proposed CL or APR, but slightly stronger than the standard US prequal checks.

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Moderator

Re: Capital One UK, "certain prequal"

Interesting indeed.  

So, it's "yes" unless... "there is a small chance that we may be unable to open your account if we identify certain information on fraud prevention databases or if we are not able to verify your identity."

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Super Contributor

Re: Capital One UK, "certain prequal"


@FinStar wrote:

Interesting indeed.  

So, it's "yes" unless... "there is a small chance that we may be unable to open your account if we identify certain information on fraud prevention databases or if we are not able to verify your identity."


Please submit any two of the following:

 

- Blood and tissue samples under refrigeration

- Your passport (no copies accepted)

- The original deed of purchase, if you or your ancestors have lived at your current address for more than 500 years

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