Capital One Venture app'rs...scores and approval?

[700orbust]

I'm pretty sure this is the best travel card for what fits my travel style: Multiple airlines, multiple hotels. 

I know you need "excellent credit", and according to their explanation of that, I'm fine. But I wanted to get some comparisons of other's profiles to see if I should bother applying.

Here are the major things for me, as of today's reports:

AAoA: ~6 years (according to TU)

Oldest Account: 11 years

INQ: EX-7, EQ-4, TU-2 

New accounts: 

NFCU Platinum: 3/11, 5k limit, but was raised to 15k this month, won't update CRA until about 7/10/11...

Amex Blue Cash Preferred: 5/11, 11.5k limit.

TowneBank secured 6-month note: 3/11, 17k. Interest only installment loan ($89/mo). 

No collections, last baddie was 4.5 years ago (30day late student loan)

One 60 day late, from a co-signed account 6 years ago.

Utilization is around 7%, before you count my 10k CLI from NFCU.

Other Notable Revolving Accounts:

Wells Fargo Platinum: 6.5k limit, 4.5 years old.

Chase Platinum: 2k limit. 3.5 years old.

HHI: 120K

Also, I have a 10 year old Capital One Platinum account. Was $700CL for the longest time, and for most of that period I carried a near max balance. I paid it down last fall, and in December, I got a 3k CLI. So I now have a 3.7k Capital one card that I have been using to max and paying down to 9% for the last 6 months. 

So, should I pull the trigger? Should I wait for NFCU to update the CL? Should I try improving my scores? (see sig)

I have a second BMWFS account that will probably start reporting soon...first payment is in July. Thought it might be good to app before it reports.

[john398]

They will pull from all 3 CRA, have you tried Capital One Prequalify link to see which cards you prequalify for? if Ventures shows you have a pretty good chance

[700orbust]

Yeah, I know its a 3-pull, which is why I'm going through the extra effort of checking this out. Not a ton of information on this card here in the forums.

I don't think I've ever had an offer should up with their pre-qual. I think I get an occasional mailing for a second Cash Rewards card, but I don't really recall...The Amex was not a pre-qual, but I had an approval within a minute. 

[john398]

www.capitalone.com/creditcards/prequalify/index.php

[700orbust]

Yes, I've used it a couple times over the last two weeks

[john398]

Did Venture show up? if so I say yur chances are very good, I will wait for someone else to reply though, I am thinking about calling myself and see if I can PC to Venture

I have reada couple of sucess stories

[700orbust]

No, I've never had a preapproval offer pop up

[700orbust]

Come on Venture users, what was your profile when apping?

[john398]

Odd I am the only one replying, have you checked whogavemecredit.com people list scores there

[hedgeclipper2]

The new promotion is very tempting ($250 in travel rewards after spending $1,000 in 3 months) on the blue Venture card.

I would love more information about this as well.

I know my boss got one not too long ago per my suggestion.  But her FICO's are all over 820, mine are not, lol.