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Capital One Walmart Migration LIVE

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patoot10
Frequent Contributor

Capital One Walmart Migration LIVE

My Walmart account previously serviced by Synchrony is finally on my Capital One account.

 

I noticed my credit limit stayed the same. Also all transferred card holders will receive the signup bonus of 5% in walmart stores when using walmart pay which is a nice gesture.

 

 

I've never been a fan of Capital One bank since their business model is preying on the poor, but here's to a new start.




88 REPLIES 88
ChargedUp
Senior Contributor

Re: Capital One Walmart Migration LIVE


@patoot10 wrote:

My Walmart account previously serviced by Synchrony is finally on my Capital One account.

 

I noticed my credit limit stayed the same. Also all transferred card holders will receive the signup bonus of 5% in walmart stores when using walmart pay which is a nice gesture.

 

 

I've never been a fan of Capital One bank since their business model is preying on the poor, but here's to a new start.


If by poor you mean sub-prime, Cap One tends to be one of the better options for credit building vs. Credit One, 1st Premier, Continental Finance, etc. For a business model preying on the poor, go after the payday loan racket.

 

It should be interesting to see how general WalMart clientele line up with Cap One's underwriting. I still think Synch should've introduced a secured version of the Wal Mart card (similar to their Amazon secured). It may have been enough for Synch to hold onto the portfolio.

Message 2 of 89
Jnbmom
Credit Mentor

Re: Capital One Walmart Migration LIVE

Ugggg just switched over and now get to sign in under cap one. Sorry not a fan of cap one and never thought I would be signing in under my old account lol.

Of course tried to set dh up and can’t access, he is going to have to call 😂😂😂😂 this should be fun .
EXP 780 EQ 791TU 795
Message 3 of 89
DaveInAZ
Senior Contributor

Re: Capital One Walmart Migration LIVE


@patoot10 wrote:

My Walmart account previously serviced by Synchrony is finally on my Capital One account.

 

I noticed my credit limit stayed the same. Also all transferred card holders will receive the signup bonus of 5% in walmart stores when using walmart pay which is a nice gesture.

 

I've never been a fan of Capital One bank since their business model is preying on the poor, but here's to a new start.


How did you get your Sync Walmart to show up in Cap One already? On the 14th you're supposed to be able to use https://walmart.capitalone.com/ to link it in, doesn't work for me yet.

 

I'm fine with Capital One, they've always been very good to me, and I agree there are far more predatory sub prime lenders, Cough, cough Credit One . . .

Message 4 of 89
stonedog23
Frequent Contributor

Re: Capital One Walmart Migration LIVE


@patoot10 wrote:

My Walmart account previously serviced by Synchrony is finally on my Capital One account.

 

I noticed my credit limit stayed the same. Also all transferred card holders will receive the signup bonus of 5% in walmart stores when using walmart pay which is a nice gesture.

 

 

I've never been a fan of Capital One bank since their business model is preying on the poor, but here's to a new start.

 

Poor?  Are you saying only people who are poor need subprime cards?  There are some people out there who make 100K a year, but they have jacked up credit and need a Cap One platinum to get started again.  Bad credit  does not equal poor.  And rich does not equal good credit.


 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 5 of 89
DaveInAZ
Senior Contributor

Re: Capital One Walmart Migration LIVE


@DaveInAZ wrote:

How did you get your Sync Walmart to show up in Cap One already? On the 14th you're supposed to be able to use https://walmart.capitalone.com/ to link it in, doesn't work for me yet.

 

 


Got it! When you go to walmart.capitalone.com you get a choice of "I have Capital One online account" or "Setup my account", clicking I have an account didn't work for me, but "setup" did find my Walmart account and added it to my Cap One accounts. But a few glitches: credit line shows as $10k but $0 available credit, and the last transaction is 9/27, my $138.xx in store purchase Friday 10/4 via Walmart Pay doesn't show up as pending transaction. Gee, maybe I got a free shopping trip out of this! Smiley LOL More likely Sync is still handling authorizations over the weekend and will hand them off to Cap One Monday.

capone.jpg

Message 6 of 89
ficosuave
Contributor

Re: Capital One Walmart Migration LIVE


@DaveInAZ wrote:

@DaveInAZ wrote:

How did you get your Sync Walmart to show up in Cap One already? On the 14th you're supposed to be able to use https://walmart.capitalone.com/ to link it in, doesn't work for me yet.

 

 


Got it! When you go to walmart.capitalone.com you get a choice of "I have Capital One online account" or "Setup my account", clicking I have an account didn't work for me, but "setup" did find my Walmart account and added it to my Cap One accounts. But a few glitches: credit line shows as $10k but $0 available credit, and the last transaction is 9/27, my $138.xx in store purchase Friday 10/4 via Walmart Pay doesn't show up as pending transaction. Gee, maybe I got a free shopping trip out of this! Smiley LOL More likely Sync is still handling authorizations over the weekend and will hand them off to Cap One Monday.

capone.jpg


Was just able to add mine to my Capital One account using the same "setup" method. Also showing correct credit line but zero available, too. Got a tidy -$0.06 balance due to a bit of unredeemed rewards leftover from Synchrony.



Message 7 of 89
ocheosa
Valued Contributor

Re: Capital One Walmart Migration LIVE

My account didn't show up automatically so just followed these steps

log into cap one
if multiple accounts choose one
click "i want to"
under account settings

click "link accounts"

follow prompts

 

Noticed my payment due date changed from the 1st to the 5th. 

Migration obviously still in process but they've already captured my transactions from last month, including statement reward that just posted on the 9th.

 

 

[4/24] Scores 8/9: 700-800s. Util: 1-2%. Inq/12: EQ 0, EX 3, TU 2. AoOA=15.8y, AoYA=8m.
TCL $678.5K: Personal $562.5K, Business $116K.
Message 8 of 89
tcbofade
Super Contributor

Re: Capital One Walmart Migration LIVE


@ocheosa wrote:

My account didn't show up automatically so just followed these steps

log into cap one
if multiple accounts choose one
click "i want to"
under account settings

click "link accounts"

follow prompts

 

Noticed my payment due date changed from the 1st to the 5th. 

Migration obviously still in process but they've already captured my transactions from last month, including statement reward that just posted on the 9th.

 

 


Thank you!

 

Just linked for myself and DW.  Smiley Happy

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 9 of 89
CCWarrior
Established Member

Re: Capital One Walmart Migration LIVE

Mine still does not show up on my capone account =(

Message 10 of 89
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