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Capital One and my EO experience

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kiasmith1974
Contributor

Capital One and my EO experience

Email went out yesterday afternoon requesting CLI, AF waiver and inquiry removal as i was told there would be none when I requested AF waiver in June

(which was denied)

 

Call back last night,

 

Both cards upgraded to Quicksilver One, with 1.5% cash back (first card with them had no rewards, second had 1%)

 

AF for both refunded

 

request to remove inquiry will be sent to cra's

 

and by next week i will know if i get my cli that i requested!!!

 

i'm happy Smiley Happy

Starting FICO 485
Myfico 635 (3/01/14)
EX FAKO 667 EQ 697 Barclaycard TU 707 4/27/14 (yea!)
Mortgage Ready End of 2015
Message 1 of 6
5 REPLIES 5
ac921ol
Frequent Contributor

Re: Capital One and my EO experience

thats awesome, Ive called the EO, they didnt want to give me a CLI, I already hit the I luv you button, and got the letter stating I had 2 late payments. shame, but they did upgrade me to Quicksilver with NO AF. which is fine with me. 

 

great job tho. keep it up 



12/28/13 (Garden Start Date)



Message 2 of 6
myjourney
Super Contributor

Re: Capital One and my EO experience

Congarts and good luck on the CLI's keep us posted 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 6
azguy13
Senior Contributor

Re: Capital One and my EO experience

Fantastic OP! That is quite the accomplishment. It is not very common that an INQ gets removed, even if it was the fault of the OC

Message 4 of 6
randy230k
New Contributor

Re: Capital One and my EO experience

Congrats!  I had no idea EO would remove Inq.  Keep us posted!


In the garden since 7/30/17
Message 5 of 6
kiasmith1974
Contributor

Re: Capital One and my EO experience

No phone call yet, the nice man set up a call for tuesday

 

 

logged into my account and saw an increase!!!!!

 

 

I asked for $2000 and got $1500!!!

 

 

still no increase on my second account, but hopefully something by next week

 

love the boards, you guys have helped my to raise my score from mid 400 to mid 600 ...go from no credit to enough credit in a year and a half.

 

myfico rocks!

 

Starting FICO 485
Myfico 635 (3/01/14)
EX FAKO 667 EQ 697 Barclaycard TU 707 4/27/14 (yea!)
Mortgage Ready End of 2015
Message 6 of 6
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