Capital One consolidation finally

[wednesdayaddamsd]

I have been trying to consolidate my three Capital one accounts for months.

Finally I tried again for the millionth time time, and it worked! I consolidated two accounts to one, and then consolidated that one into the third one. So I now have one Capital One card with a much bigger limit. I don't know what changed but I was never able to do this before, and today poof!

I tried for a CLI, they said no.. So it wasn't all winning today

[baller4life]

Congrats. Did you try for cli first?

[wednesdayaddamsd]

Hi Baller.  I actually had CLI on all three of my accounts over the past few months. I consolidated, then thought I would try again for another CLI on the new and improved cosolidated card. Ha ha! Didn't work. LOL. I will try again in a couple months. My 3 rather low limit cards with Cap 1 are now at 1 card with an $8K limit. Not great compared to so many other posters, but a lot more than I would ever charge. So I am happy. Plus, I only have to worry about paying 1 credit card statement, not chasing three (even tho I didn't carry a balance on 2 of the three anyway). I am consolidating so I am pretty happy today to have 2 less cards and still have the same CL.

[Anonymous]

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@wednesdayaddamsd wrote:

I have been trying to consolidate my three Capital one accounts for months.

Finally I tried again for the millionth time time, and it worked! I consolidated two accounts to one, and then consolidated that one into the third one. So I now have one Capital One card with a much bigger limit. I don't know what changed but I was never able to do this before, and today poof!

I tried for a CLI, they said no.. So it wasn't all winning today

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Good Job...

one ?

How long have you had the cards??

[Kevin86475391]

Congrats on the consolidation! I'm sure that will make things easier and more pleasant to manage!

[wednesdayaddamsd]

Hi Julie, The oldest card was from 2010, and the 2 other cards were opened in 2011.

[UncleB]

Congrats on your success!

You have the chance to provide an interesting data point if you're interested... take a peek into your online documents to see when the last CLI was on this card, and six months from that day try for another one.  If you get it, we'll know that while the website says a combination can impact future CLIs, it doesn't necessarily have to. 

On the other hand if you're CLI isn't successful however you try again six months after the combination and it's granted, we'll have evidence that they are sticking to the letter of the rule, so to speak. 

All of this aside, again... congrats! 

[Anonymous]

Way to go!    "Not great compared to so many other posters"   You are you. No Gymtimidation here.

[Shooting-For-800]

anyone scared or concerned about combining accounts?

my accounts are all two years old or less so i am not worried about AAoA.

but i am worried about - what if they close that big account or something.

i know i am over concerned but i have been debating combing 4 accts into 2

world mastercard venture at $25,500 and a signature visa quicksilver at $23,750 would be nice though.

anyone have any issues after combining?

[wednesdayaddamsd]

Thanks Uncle B. The last CLI on this one was a few months ago I think. But I'll keep you posted in another four months or so!