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I'm finding that my Capital One card doesn't always report my balance each month. For instance, new statement was July 24th and they still haven't updated my credit report. It is a $300 card and in June had a balance of $165. For July it was $95, but it is still showing the $165. I'm buying a home, so don't want to have any open disputes at the moment. What can I do to make them report my balance every month?
I think I read somewhere that if you update your address, they will auto update your CR's. @Lexie09, I think it was your post I read.....
There was a big issue where it was not updating end of July, I finally was able to get my updated by contacting EO
Here is the thread I started
http://ficoforums.myfico.com/t5/Credit-Cards/capital-one-updates-to-CRA/td-p/2330589
my balance hasn't been updated since June 22 which sucks because its reporting an $872 balance when I have it down to around $100 now. I called Cap1 and they said they only report every 30-60 days.
@MissCredit9 wrote:my balance hasn't been updated since June 22 which sucks because its reporting an $872 balance when I have it down to around $100 now. I called Cap1 and they said they only report every 30-60 days.
Thats not really true what they told you, it should update 2-4 days after statement cuts
They also don't automatically report credt line increases. I got an increase and it just shows that I used more of my available credit & didnt have any additional credit granted. Lovely Capital One. Just lovely.
{Thats not really true what they told you, it should update 2-4 days after statement cuts}
still waiting........ SIGH