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@ilsandrall wrote:
My capital one statement closed on the aug 11 and should of reported aug 12 but still hasn't... :/ need it to update for a mortgage. My balance was $270, paid it down to $0 on July 20th and still hasn't updated. Everyone should update their before and after score I am curious how much my score will go up.
Well, you can always request that your mortgage company do a rapid rescore if your creditors haven't updated your reports in a while. It may cost you a few dollars but if it's the difference in interest rates then I would definitely go for it.
I posted this in another thread but it appears that CapitalOne didn't report to EX and TU for me this month and only reported to EQ. I did a tri-bureau pull yesterday and saw that they only reported to EQ for the month of August. This happened in February of this year for me as well. I wonder why this tends to happen?
I don't usually have this problem with Capital One...however, they seem to be taking forever to report a balance I paid off two months ago...
i started a thread that offers an answer to the delay in reporting for last month and this month:
http://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Reporting/td-p/2368125
looks like they are back on schedule now, August just reported
@SPreb wrote:
If u call the CSR, can they tell u if they have reported or not?
I dont think so but it should ereport within a few days of statement cutting