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Oh I thought you were going to mention their other new card the Despise card. It comes with an AF of $89 and an initial signup bonuse of 50% a value meal at McDonalds and inititial credit limit of $15, with credit steps of $1 every 4 months for the life of the card.
@enharu wrote:
I still don't understand what the big deal about this card is, other than the fact it's a world elite MasterCard.
If were offered, the *only* reason to app for it would be for the 35K signup bonus an annual fee waiver.
Then, just SD it for cancellation next year before the fee is due.
@bernhardtra wrote:Oh I thought you were going to mention their other new card the Despise card. It comes with an AF of $89 and an initial signup bonuse of 50% a value meal at McDonalds and inititial credit limit of $15, with credit steps of $1 every 4 months for the life of the card.
Ha ha ha
Why did I know you would jump in Lol
@Open123 wrote:
@enharu wrote:
I still don't understand what the big deal about this card is, other than the fact it's a world elite MasterCard.If were offered, the *only* reason to app for it would be for the 35K signup bonus an annual fee waiver.
Then, just SD it for cancellation next year before the fee is due.
how much is 35k miles worth?
there's a 10k miles anniversary bonus each year. if 10k = $100, then AF is somewhat just $20.
It still looks awfully similar to the Venture card to me though, except Venture is a visa sig.
@enharu wrote:
@Open123 wrote:
@enharu wrote:
I still don't understand what the big deal about this card is, other than the fact it's a world elite MasterCard.If were offered, the *only* reason to app for it would be for the 35K signup bonus an annual fee waiver.
Then, just SD it for cancellation next year before the fee is due.
how much is 35k miles worth?
there's a 10k miles anniversary bonus each year. if 10k = $100, then AF is somewhat just $20.It still looks awfully similar to the Venture card to me though, except Venture is a visa sig.
Even with first year fee waived, still may not even bother. I'm not a big fan of "miles" disguised as statement credits.
The last time Cap One had anything worth app'ing was the 100K Venture sign up 3 years ago. That was worth it!
@myjourney wrote:
@bernhardtra wrote:Oh I thought you were going to mention their other new card the Despise card. It comes with an AF of $89 and an initial signup bonuse of 50% a value meal at McDonalds and inititial credit limit of $15, with credit steps of $1 every 4 months for the life of the card.
Ha ha ha
Why did I know you would jump in Lol
Because of the love I have for them! And sorry, it had to be someone, so why not me! I am amazed no one else thought of it! There are certainly a few who have already posted who feel the same way. I just put a humorous twist on it. I really do wish they would straighten out and better identify their customers. They do seem to be on a path to do so, but how far down it are they going to go?
Maybe I should have called it the Despair card though. Since that would be an antonym for Aspire.
@bernhardtra wrote:
@myjourney wrote:
@bernhardtra wrote:Oh I thought you were going to mention their other new card the Despise card. It comes with an AF of $89 and an initial signup bonuse of 50% a value meal at McDonalds and inititial credit limit of $15, with credit steps of $1 every 4 months for the life of the card.
Ha ha ha
Why did I know you would jump in Lol
Because of the love I have for them! And sorry, it had to be someone, so why not me! I am amazed no one else thought of it! There are certainly a few who have already posted who feel the same way. I just put a humorous twist on it. I really do wish they would straighten out and better identify their customers. They do seem to be on a path to do so, but how far down it are they going to go?
Maybe I should have called it the Despair card though. Since that would be an antonym for Aspire.
Lol Good one
@Open123 wrote:
@enharu wrote:
@Open123 wrote:
@enharu wrote:
I still don't understand what the big deal about this card is, other than the fact it's a world elite MasterCard.If were offered, the *only* reason to app for it would be for the 35K signup bonus an annual fee waiver.
Then, just SD it for cancellation next year before the fee is due.
how much is 35k miles worth?
there's a 10k miles anniversary bonus each year. if 10k = $100, then AF is somewhat just $20.It still looks awfully similar to the Venture card to me though, except Venture is a visa sig.
Even with first year fee waived, still may not even bother. I'm not a big fan of "miles" disguised as statement credits.
The last time Cap One had anything worth app'ing was the 100K Venture sign up 3 years ago. That was worth it!
+1. I remember that one, where they had you send in a statement of another travel card and if you had more than 60k (I think) in annual spend, they'd give you 100k miles.
Any card that doesn't either (a) earn miles directly in a loyalty program or (b) allow you to transfer the earnt currency into a loyalty program is simply a glorified cash-back card. This applies to all of the CapOne cards, the BofA travel rewards cards, Barclay's arrival card, etc.
@bahbahd wrote:i aspire to never have another capital one card again.
I second that one my friend lol
@CreditScholar wrote:
@Open123 wrote:
@enharu wrote:
@Open123 wrote:
@enharu wrote:
I still don't understand what the big deal about this card is, other than the fact it's a world elite MasterCard.If were offered, the *only* reason to app for it would be for the 35K signup bonus an annual fee waiver.
Then, just SD it for cancellation next year before the fee is due.
how much is 35k miles worth?
there's a 10k miles anniversary bonus each year. if 10k = $100, then AF is somewhat just $20.It still looks awfully similar to the Venture card to me though, except Venture is a visa sig.
Even with first year fee waived, still may not even bother. I'm not a big fan of "miles" disguised as statement credits.
The last time Cap One had anything worth app'ing was the 100K Venture sign up 3 years ago. That was worth it!
+1. I remember that one, where they had you send in a statement of another travel card and if you had more than 60k (I think) in annual spend, they'd give you 100k miles.
Any card that doesn't either (a) earn miles directly in a loyalty program or (b) allow you to transfer the earnt currency into a loyalty program is simply a glorified cash-back card. This applies to all of the CapOne cards, the BofA travel rewards cards, Barclay's arrival card, etc.
Nah, it's a downgraded cashback card that lets you redeem points toward travel expenses only.