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We've seen data that goes both ways. I believe most of it leans toward cards continuing to be bucketed after PCs. However, your card made it up to $1,550, which is higher than the $750 or so that a lot of bucketed accounts seem to top out at.
All you can really do is try. Due to the combination, you won't be eligible for a CLI for six months. In the three or four months preceding eligibility, pump a lot of spending through the card and see what happens. Of course, don't spend money that you woudn't have spent otherwise.
@Anonymous, Capital One really likes when you use the card a lot and pay in full. However, you don't need to cut non-zero statement balances if you don't want to. Given your current limit, you'll probably want to make multiple payments each month in order to accommodate your spending.
@CashBackQueen wrote:
I've always read that once bucketed with capital one, always bucketed. It's best to get your scores up, apply for one of their higher tiered cards, then combine the bucketed card into the better one once eligible.
Yeah, that's the case more often than not. But it makes sense to determine whether or not you could be an exception.
If you really want CLI and your CR is dramatically better than when you opened the cards, I would consider opening a new Cap One account. It is not uncommon to get denied for a CLI and approved for $10k or $15k on a new Cap One card with better benefits and better APR the same day if your CR scores are better than they were when the bucketed card was opened.
Of course, you could try and use your current card for EVERY purchase and make WEEKLY payments for 3 months and see what happens. You would know for sure by then.
I went from $3k to $3.5k to $12.5k in less than a year on a Cap One card, so CLIs are possible with heavy usage.
Of course, buckets vary so YMMV.
GL!
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
Won't you get automatically denied if you already have two Capital One accounts?