Capital One - upgrade to Venture

[Anonymous]

I currently have two cards with Capital One, Ventureone and Quicksilverone. I have been eyeing the Venture for quite a while but would rather save myself the three hard pulls.

Will CapOne allow upgrades to the venture or do I need to just bite the bullet and go for it? If so, what would the qualifications be to be able to upgrade?

[Anonymous]

Try their upgrade link and see if your cards are qualified for an upgrade

[Anonymous]

Do you know where the upgrade link can be found? I don't see it in the app.

[Anonymous]

Here is the link that your looking for... good luck! https://verified.capitalone.com/sic-ui/#/esignin?Product=Card&Action=ProductUpgrade

[jawbrkr]

I always wondered why CapOne made that link such a secret. There should be a link/tab on every account showing you when one is eligible for upgrades or promotions of any kind.

[Blodreina]

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@Anonymous wrote:
I currently have two cards with Capital One, Ventureone and Quicksilverone. I have been eyeing the Venture for quite a while but would rather save myself the three hard pulls.

Will CapOne allow upgrades to the venture or do I need to just bite the bullet and go for it? If so, what would the qualifications be to be able to upgrade?

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If you want the Venture, why not go for any other 2% cashback card?  The Venture is a 2% card that only redeems for travel (with an annual fee).  The Double Cash, PayPal Cashback, Blispay, the PenFed Power Cash (if you have the PenFed checking account) are all 2% that you can redeem for statement credits unrestricted.

[HeavenOhio]

The Venture tends to be approved with a relatively high limit. PenFed may rival that, but Citi and Blispay are unlikely to even come close. I have no clue about PayPal.

The downsides to the Venture are the annual fee and the triple-pull. But there'll be no more hard pulls after the card is approved. $11,800 in annual spending will make up for the fee when compared to a 1.5% reward card. That may or may not be a factor, depending on your plans for using the card.

[Anonymous]

Thanks for the info. I was told by someone that Capone usually does not approve for two cards within a 6 month period. Is that true in your experience?

[Anonymous]

Why would you want to product change to Venture?   The card has a big sign up bonus that you would miss out on. Just apply for the card if you want it.

[MrDisco99]

Yeah the signup bonus is really the only reason to get this card.  Otherwise it's just a 2% cash back card with limited redemption options and an annual fee.