Capital one Buy Power card mailer

tussking · ‎02-02-2016

The card is CRAP ! My wife has had one for a year...Great credit...No CLI's. Customer service is crap too ! Not even owned by Cap1 anymore....

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740

Kenny · ‎02-02-2016

@tussking wrote:
The card is CRAP ! My wife has had one for a year...Great credit...No CLI's. Customer service is crap too ! Not even owned by Cap1 anymore....

Who owns it now?

Take the myFICO Fitness Challenge

Anonymous · ‎02-02-2016

I was around 700 across the board and was approved for $7500 in July.

Anonymous · ‎02-02-2016

The Sony Playstation Rewards card looks good. 3x points fastfood, phone bill. But I also like the Sony Rewards card because I use Netflix, download itunes, buy Sony stuff. Hard decision to make

Anonymous · ‎02-02-2016

Also since I still live with my parents and they help pay my credit card bills since I let them use my cards I can include their income correct? My Dad makes $2k every 2 weeks

Closingracer99 · ‎02-02-2016

@CJ7 wrote:
Very likely. Keep in mind they're really stingy with SL's.
They threw $500 at me and I closed it the same day.
The good news is this product only pulled EQ for me, not all 3.

They gave me a starting limit of $2,000. TBH even if you don't use it much it is one of the few cards that has no Annual fee and is a World Elite Mastercard out there that you can get except for cards that can become them. This card is automaticaly one of them and offers basically 5% Cash back if your looking to buy or lease a car and you know you want a GM brand model be it from chevy , GM or otherwise. The website is worse than Chase's website and that is pretty bad as well but the rewards is pretty good if your in the market of a car ever.

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

Closingracer99 · ‎02-02-2016

@Anonymous wrote:
I wouldn't touch this card. You're locked into GM and forced to buy new. If you don't, the points are worthless. There are other places I'd rather go for the rewards.

It is a card thats branded for a particular brand... Same with store cards. Of course your interested in that brand if your'e thinking of Applying. I wouldn't apply for the AA card from Citi if I fly United would I? or if I use Hotwire or etc?

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

Closingracer99 · ‎02-02-2016

@Anonymous wrote:
I'll sit on it and think about it I guess. I'm more interested in the Playstation Reward and Sony card from Cap1

Eh The only reason why I like my playstation card is because I don't get charged sales tax on PSN in my state. Otherwise I would barely use it.

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

Closingracer99 · ‎02-02-2016

@tussking wrote:
The card is CRAP ! My wife has had one for a year...Great credit...No CLI's. Customer service is crap too ! Not even owned by Cap1 anymore....

The card is still done by Cap 1... I also don't see how thats a bad thing though lol. I am not a huge fan of Cap 1 anyways and the only 2 card I have from them is the GM and Playstation card. They just declined me for the one silver card with my scores... But oh well just wasted 3 inqs

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

galahad15 · ‎02-02-2016

When I cold-apped recently a while back, I was approved for a $5k starting limit. Alas, the only caveat was that the APR was quite a bit higher than I would have ideally liked.