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Capital one CLI problems

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howellco2
Frequent Contributor

Capital one CLI problems

I have a quicksilver card only reason I dont close it is because it's my oldest card for over a year its denied me cli saying too many inquiries..
This month I tried and it denined it said my usage of current limit was too low lol I'm starting to wonder of its really worth the 29 bucks a year

MAJOR BANK CARDS Amex BC 15k, Amex CM 1500, Amex Delta 1k, BB&T Travel 4500, BBVA 6900, CAP1QS 2600, Discover 3300, Marvel MC 6000, Wells Fargo CR 4500, Blispay 2k
CREDIT UNION CARDS DCU 2k , Robbins 10k, United1st 5k
STORE CARDS Amazon 10k, Home Depot 5k, PayPal 4k, Walmart 6k, Lowes 12k
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Capital one CLI problems

I havent gotten a CLI on mine either and I've had it a year now. It tells me to call for my reason? So weird. I havent had time to call. I havent closed it because I plan to combine my platinum and my QS for a higher CL. 

Message 2 of 5
Shooting-For-800
Senior Contributor

Re: Capital one CLI problems

Have you checked for PC to no AF?

 

You may be bucketed.

 

Any prequals for new cards?

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 3 of 5
Anonymous
Not applicable

Re: Capital one CLI problems

I’ve never had a problem in the past, but it may have been because of my income. I noticed I was getting close to maxing one card and they would not approve me. When I paid it down to about 20% or so, they allowed another CLI. I haven’t had one recently however
Message 4 of 5
pinkandgrey
Senior Contributor

Re: Capital one CLI problems

I say close those starter cards as soon as you qualify for good ones. Don’t worry about AAoA. Good luck!

Discover It: 21.5k
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Message 5 of 5
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